HMST / HomeStreet, Inc. - Zgłoszenia SEC, Raport roczny, o pełnomocnictwie

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 28, 2026 MECHANICS BANCORP (E

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 28, 2026 MECHANICS BANCORP (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File N

Mechanics Bancorp Declares Cash Dividend

Mechanics Bancorp Declares Cash Dividend Company Release – 5/13/2026 WALNUT CREEK, Calif.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 13, 2026 MECHANICS BANCORP (E

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 13, 2026 MECHANICS BANCORP (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File N

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2026 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-35424 MECHANICS BANCORP (E

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2026 MECHANICS BANCORP (Ex

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2026 MECHANICS BANCORP (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File Nu

97 22 45 215 163 54 197 103 52 228 191 138 205 192 183 70 97 131 0 32 96 51 63 80 Mechanics Bancorp First Quarter Earnings Presentation April 30, 2026 Seattle, WA San Francisco, CA Los Angeles, CA 1 97 22 45 215 163 54 197 103 52 228 191 138 205 192

mchb-investorpresentatio 97 22 45 215 163 54 197 103 52 228 191 138 205 192 183 70 97 131 0 32 96 51 63 80 Mechanics Bancorp First Quarter Earnings Presentation April 30, 2026 Seattle, WA San Francisco, CA Los Angeles, CA 1 97 22 45 215 163 54 197 103 52 228 191 138 205 192 183 70 97 131 0 32 96 51 63 80 FORWARD-LOOKING STATEMENTS AND OTHER This presentation and statements made by representatives of Mechanics Bancorp (“Mechanics” or the “Company”) during the course of this presentation include “forward- looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995.

Mechanics Bancorp Reports First Quarter 2026 Results First Quarter Highlights $21.4 billion Total Assets $44.1 million Net Income 13.91% CET1 Ratio (1) $12.61 Book Value Per Share $7.53 Tangible Book Value Per Share (2)

Mechanics Bancorp Reports First Quarter 2026 Results First Quarter Highlights $21.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2026 MECHANICS BANCORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2026 MECHANICS BANCORP (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File

ARS

2025 Annual ReportA Letter to Shareholders 2025 Annual Report Dear Shareholders, This past year was a momentous one for Mechanics Bancorp, with record profitability driven by our disciplined acquisition strategy.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate Box: ☐ Preliminary Proxy Statement ☐ Confidential for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definit

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate Box: ☐ Preliminary Proxy Statement ☐ Confidential for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definit

2022 Annual Incentive Plan

2022 Annual Incentive Plan 1. Purpose Mechanics Bank (the “Bank”) is the sponsor of this 2022 Annual Incentive Plan (“AIP” or the “Plan”). The Plan has been designed to create alignment and reward performance in a direct and competitive manner annually based upon the Bank’s financial and individual performance. Incentive opportunities are structured to reward Participants (as defined below) for th

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-35424 MECHANICS BANC

SIGNATURE PAGE FOLLOWS

August 28, 2025 Scott Givans 1111 Civic Drive, 2nd Floor Walnut Creek, CA 94596 RE: Amended and Restated Change in Control Agreement Dear Scott: Mechanics Bank (“Mechanics”) considers the establishment and maintenance of a sound and vital management to be essential to protecting and enhancing the best interests of Mechanics.

PERFORMANCE STOCK UNIT AWARD AGREEMENT

PERFORMANCE STOCK UNIT AWARD AGREEMENT THIS PERFORMANCE STOCK UNIT AWARD AGREEMENT (this “Agreement”), is dated as of ###GRANTDATE###, between Mechanics Bancorp, a Washington corporation (the “Company”), and ###PARTICIPANTNAME### (the “Participant”).

DESCRIPTION OF SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934

DESCRIPTION OF SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 Mechanics Bancorp (“we,” “our,” “us,” or the “Company”) has one class of securities registered under Section 12 of the Securities Exchange Act of 1934, as amended: our Class A Common Stock.

Page 1

Incentive Compensation Recoupment Policy Finance Effective Date: 09-02-2025 Table of Contents 1.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING SEC File Number: 001-35424 CUSIP Number: 43785V102 (Check One): ☒ Form 10-K ☐ Form 20-F ☐ Form 11-K ☐ Form 10-Q ☐ Form 10-D ☐ Form N-CEN ☐ Form N-CSR For Period Ended: December 31, 2025 ☐ Transition Report on Form 10-K ☐ Transition Report on Form 20-F ☐ Transition Report on Form 11-K ☐ T

SIGNATURE PAGE FOLLOWS

August 28, 2025 Tony Kallingal 1111 Civic Drive, 3rd Floor Walnut Creek, CA 94596 RE: Amended and Restated Change in Control Agreement Dear Tony: Mechanics Bank (“Mechanics”) considers the establishment and maintenance of a sound and vital management to be essential to protecting and enhancing the best interests of Mechanics.

DEFERRED COMPENSATION PLAN FOR MECHANICS BANK (As Amended and Restated May 11, 2011) (As Amended December 20, 2013) (As Amended and Restated December 2017)

DEFERRED COMPENSATION PLAN FOR MECHANICS BANK (As Amended and Restated May 11, 2011) (As Amended December 20, 2013) (As Amended and Restated December 2017) Mechanics Bank, a California banking corporation (the “Company”), hereby establishes this Deferred Compensation Plan (the “Plan”), effective January 1, 2011 (the “Effective Date”), for the purpose of attracting high quality executives and promoting in them increased efficiency and an interest in the successful operation of the Company.

The following is a list of direct and indirect subsidiaries of Mechanics Bancorp, omitting some subsidiaries, which, considered in the aggregate, would not constitute a significant subsidiary

EXHIBIT 21 The following is a list of direct and indirect subsidiaries of Mechanics Bancorp, omitting some subsidiaries, which, considered in the aggregate, would not constitute a significant subsidiary Subsidiaries of Mechanics Bancorp Jurisdiction of Incorporation or Organization Mechanics Bank CA HomeStreet Statutory Trust I DE HomeStreet Statutory Trust II DE HomeStreet Statutory Trust III DE HomeStreet Statutory Trust IV DE Subsidiaries of Mechanics Bank (and subsidiaries thereof) Jurisdiction of Incorporation or Organization MacDonald Auxiliary Corporation CA 3190 Klose Way, LLC CA Mechanics Bank Real Estate Holdings Inc.

RESTRICTED STOCK UNIT AWARD AGREEMENT

RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT (this “Agreement”), is dated as of ###GRANTDATE###, between Mechanics Bancorp, a Washington corporation (the “Company”), and ###PARTICIPANTNAME### (the “Participant”).

Insider Trading

Insider Trading Policy Finance Effective Date: 09-02-2025 Table of Contents 1. PURPOSE 3 2. DEFINITIONS 3 3. TRADING POLICY 3 4. MATERIAL NON-PUBLIC INFORMATION 5 4.1. Material Information 5 4.2. Non-public Information 6 5. UNAUTHORIZED DISCLOSURE 6 6. TRADING COMPANY STOCK – WHEN AND HOW 6 6.1. Overview 6 6.2. Window Periods 6 6.3. Pre-Clearance 7 6.4. Rule 10b5-1 Trading Plans 8 7. TRANSACTIONS

AMENDED & RESTATED BYLAWS

AMENDED & RESTATED BYLAWS OF MECHANICS BANCORP Effective February 25, 2026 i TABLE OF CONTENTS Page ARTICLE 1.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 25, 2026 MECHANICS BANCO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 25, 2026 MECHANICS BANCORP (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission F

Mechanics Bancorp Declares Cash Dividend

Mechanics Bancorp Declares Cash Dividend Company Release – 2/27/2026 WALNUT CREEK, Calif.

Mechanics Bancorp Reports Fourth Quarter and Full Year 2025 Results Fourth Quarter Highlights $22.4 billion Total Assets $124.3 million Net Income 14.07% CET1 Ratio (1) $12.93 Book Value Per Share $7.81 Tangible Book Value Per Share (2)

Mechanics Bancorp Reports Fourth Quarter and Full Year 2025 Results Fourth Quarter Highlights $22.

97 22 45 215 163 54 197 103 52 228 191 138 205 192 183 70 97 131 0 32 96 51 63 80 Mechanics Bancorp Fourth Quarter Earnings Presentation January 30, 2026 Seattle, WA San Francisco, CA Los Angeles, CA 1 97 22 45 215 163 54 197 103 52 228 191 138 205 1

mchb-investorpresentatio 97 22 45 215 163 54 197 103 52 228 191 138 205 192 183 70 97 131 0 32 96 51 63 80 Mechanics Bancorp Fourth Quarter Earnings Presentation January 30, 2026 Seattle, WA San Francisco, CA Los Angeles, CA 1 97 22 45 215 163 54 197 103 52 228 191 138 205 192 183 70 97 131 0 32 96 51 63 80 FORWARD-LOOKING STATEMENTS AND OTHER This presentation and statements made by representatives of Mechanics Bancorp (“Mechanics” or the “Company”) during the course of this presentation include “forward- looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2026 MECHANICS BANCOR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2026 MECHANICS BANCORP (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission Fi

Mechanics Bank Agrees to Sell Fannie Mae Delegated Underwriting and Servicing Business Line to Fifth Third

Exhibit 99.1 Mechanics Bank Agrees to Sell Fannie Mae Delegated Underwriting and Servicing Business Line to Fifth Third WALNUT CREEK, Calif., Dec. 9, 2025 — Mechanics Bancorp (“Mechanics”) (NASDAQ: MCHB) announced today that its subsidiary Mechanics Bank has entered into a definitive agreement to sell its Fannie Mae Delegated Underwriting and Servicing (“DUS”) business line (“DUS Business”) to Fif

ASSET PURCHASE AGREEMENT dated as of December 3, 2025 by and between MECHANICS BANK, as Seller FIFTH THIRD BANK, NATIONAL ASSOCIATION, as Buyer TABLE OF CONTENTS

Exhibit 2.1 EXECUTION VERSION ASSET PURCHASE AGREEMENT dated as of December 3, 2025 by and between MECHANICS BANK, as Seller and FIFTH THIRD BANK, NATIONAL ASSOCIATION, as Buyer TABLE OF CONTENTS ARTICLE 1. Definitions Section 1.01. Definitions 1 Section 1.02. Other Definitions 7 ARTICLE 2. Purchase and Sale; Closing Section 2.01. Sale of Assets and Liabilities 8 Section 2.02. Purchase Price 10 Se

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (date of earliest event reported): December 3, 2025 MECHANICS BANCOR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (date of earliest event reported): December 3, 2025 MECHANICS BANCORP (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation or organization

Mechanics Bancorp Declares Cash Dividend

Exhibit 99.1 Mechanics Bancorp Declares Cash Dividend Walnut Creek, CA, November 26, 2025 (BUSINESS WIRE) – Mechanics Bancorp (Nasdaq: MCHB) today announced that it has declared a cash dividend of $0.21 per share of Class A common stock and $2.10 per share of Class B common stock, each payable on December 15, 2025, to shareholders of record as of the close of business on December 8, 2025. “Our int

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): November 26, 2025 MECHANICS BANCO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): November 26, 2025 MECHANICS BANCORP (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission F

FIRST AMENDMENT BANK SERVICES AGREEMENT

Exhibit 10.2 FIRST AMENDMENT TO BANK SERVICES AGREEMENT THIS FIRST AMENDMENT TO BANK SERVICES AGREEMENT (this “Amendment”) is made and entered into as of February 19, 2025 (the “Execution Date”), but effective as of January 1, 2025 (the “Effective Date”), by and between GJF Financial Management II, LLC, a Delaware limited liability company (the “Service Provider”), and Mechanics Bank, a California

BANK SERVICES AGREEMENT

Schedules Omitted Pursuant to Rule 601(b)(10)(iv) Exhibit 10.1 BANK SERVICES AGREEMENT THIS BANK SERVICES AGREEMENT (this “Agreement”), effective as of September 1, 2019 (the “Effective Date”), is entered into by and between GJF Financial Management II, LLC, a Delaware limited liability company (the “Service Provider”), and Mechanics Bank, a California banking corporation (the “Service Recipient”)

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: September 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-35424 MECHANICS BANCO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING SEC File Number: 001-35424 CUSIP Number: 43785V102 (Check One): ☐ Form 10-K ☐ Form 20-F ☐ Form 11-K ☒ Form 10-Q ☐ Form 10-D ☐ Form N-CEN ☐ Form N-CSR For Period Ended: September 30, 2025 ☐ Transition Report on Form 10-K ☐ Transition Report on Form 20-F ☐ Transition Report on Form 11-K ☐

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 30, 2025 MECHANICS BANCOR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 30, 2025 MECHANICS BANCORP (Exact name of registrant as specified in its charter) California 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 30, 2025 MECHANICS BANCOR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 30, 2025 MECHANICS BANCORP (Exact name of registrant as specified in its charter) California 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission Fi

Mechanics Bancorp Third Quarter Earnings Presentation October 30, 2025 Seattle, WA San Francisco, CA Los Angeles, CA 1 Disclaimer FORWARD-LOOKING STATEMENTS This presentation and statements made by representatives of Mechanics Bancorp (“Mechanics” or

mchb-investorpresentatio Mechanics Bancorp Third Quarter Earnings Presentation October 30, 2025 Seattle, WA San Francisco, CA Los Angeles, CA 1 Disclaimer FORWARD-LOOKING STATEMENTS This presentation and statements made by representatives of Mechanics Bancorp (“Mechanics” or the “Company”) during the course of this presentation include “forward- looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995.

Mechanics Bancorp Reports Third Quarter 2025 Results Following Completion of Merger with HomeStreet Bank Third Quarter Highlights $22.7 billion Total Assets $55.2 million Net Income 13.42% CET1 Ratio(1) $12.54 Book Value Per Share $7.73 Tangible Book

Mechanics Bancorp Reports Third Quarter 2025 Results Following Completion of Merger with HomeStreet Bank Third Quarter Highlights $22.

MECHANICS BANK

Exhibit 99.2 MECHANICS BANK Consolidated Financial Statements for the six months ended June 30, 2025 and 2024 Page Consolidated Balance Sheets as of June 30, 2025 and December 31, 2024 (Unaudited) 1 Consolidated Income Statements (Unaudited) 2 Consolidated Statements of Comprehensive Income (Unaudited) 3 Consolidated Statements of Changes in Shareholders’ Equity (Unaudited) 4 Consolidated Statemen

UNAUDITED PRO FORMA COMBINED CONDENSED CONSOLIDATED FINANCIAL INFORMATION

Exhibit 99.3 UNAUDITED PRO FORMA COMBINED CONDENSED CONSOLIDATED FINANCIAL INFORMATION The following tables present unaudited condensed consolidated financial information for each of Mechanics Bank (“Mechanics Bank”) and Mechanics Bancorp (formerly known as HomeStreet, Inc.) (the “Company”), as well as unaudited pro forma combined condensed consolidated financial information for Mechanics Bank and

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (date of earliest event reported): August 26, 20

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (date of earliest event reported): August 26, 2025 MECHANICS BANCORP (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporat

MECHANICS BANK

Exhibit 99.1   MECHANICS BANK Consolidated Financial Statements for the years ended December 31, 2024, December 31, 2023 and December 31, 2022 Page Report of Independent Registered Accounting Firm 2 Consolidated Balance Sheets 4 Consolidated Income Statements 5 Consolidated Statements of Comprehensive Income 6 Consolidated Statements of Changes in Shareholders’ Equity 7 Consolidated Statements of

EFFECT

X0101 EFFECT 33 LIVE 2025-09-08 0001140361-25-033636 POS AM 0001518715 Mechanics Bancorp 333-288528

FOURTH AMENDED AND RESTATED ARTICLES OF INCORPORATION MECHANICS BANCORP ARTICLE 1. NAME

Exhibit 3.1 FOURTH AMENDED AND RESTATED ARTICLES OF INCORPORATION OF MECHANICS BANCORP ARTICLE 1. NAME The name of the corporation is Mechanics Bancorp (the “corporation”) (formerly HomeStreet, Inc.). ARTICLE 2. STOCK, VOTING RIGHTS 2.1 AUTHORIZED SHARES. The corporation shall have authority to issue 1,900,000,000 shares of common stock and 120,000 shares of preferred stock. The shares of common s

MECHANICS BANCORP 2025 EQUITY INCENTIVE PLAN

Exhibit 4.3 MECHANICS BANCORP 2025 EQUITY INCENTIVE PLAN The Mechanics Bancorp 2025 Equity Incentive Plan (the “Plan”) was adopted by the Board of Directors of HomeStreet Inc., a Washington corporation (the “Company”), effective as of June 23, 2025, subject to (i) approval by the Company’s stockholders and (ii) the closing of the transactions contemplated by the Agreement and Plan of Merger, dated

As filed with the Securities and Exchange Commission on September 2, 2025

As filed with the Securities and Exchange Commission on September 2, 2025 Registration No.

MECHANICS BANK 2017 INCENTIVE UNIT PLAN

Exhibit 4.5 MECHANICS BANK 2017 INCENTIVE UNIT PLAN 1. Purpose of Plan The Mechanics Bank 2017 Incentive Unit Plan (as set forth herein and amended from time to time, this “Plan”) is designed to (a) promote the long-term financial interests and growth of Mechanics Bank, a California banking corporation (the “Company”), and its Subsidiaries (as defined below) by attracting and retaining employees a

BUSINESS SECTION

Exhibit 99.3 BUSINESS SECTION On September 2, 2025, Mechanics Bancorp (formerly known as HomeStreet, Inc.), a Washington corporation (“Mechanics” or the “Company”), consummated the previously announced merger (the “Merger”) pursuant to the terms of the Agreement and Plan of Merger, dated as of March 28, 2025 (the “Merger Agreement”), by and among the Company, HomeStreet Bank, a Washington state-ch

SIGNATURE PAGE FOLLOWS

Exhibit 10.3 August 28, 2025 Chris Pierce 1111 Civic Drive, 3rd Floor Walnut Creek, CA 94596 RE: Amended and Restated Change in Control Agreement Dear Chris: Mechanics Bank (“Mechanics”) considers the establishment and maintenance of a sound and vital management to be essential to protecting and enhancing the best interests of Mechanics. In this regard, Mechanics recognizes that, as is the case wi

Mechanics Bank Completes Strategic Merger with HomeStreet, Inc.

Exhibit 99.1 Mechanics Bank Completes Strategic Merger with HomeStreet, Inc. The transaction creates the premier West Coast community bank WALNUT CREEK, Calif., Sept. 2, 2025 – Mechanics Bancorp (NASDAQ: MCHB), the holding company of Mechanics Bank, today announced the completion of the previously announced strategic merger (the “Merger”) between Mechanics Bank and HomeStreet Bank (“HomeStreet”).

SIGNATURE PAGE FOLLOWS

Exhibit 10.4 August 28, 2025 Fernando Pelayo 1111 Civic Drive, 2nd Floor Walnut Creek, CA 94596 RE: Change in Control Agreement Dear Fernando: Mechanics Bank (“Mechanics”) considers the establishment and maintenance of a sound and vital management to be essential to protecting and enhancing the best interests of Mechanics. In this regard, Mechanics recognizes that, as is the case with many private

MECHANICS BANK RESTRICTED STOCK UNIT AWARD AGREEMENT

Exhibit 4.4 MECHANICS BANK RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT (this “Agreement”) by and between Mechanics Bank, a California banking corporation (the “Company”), and the individual named in Addendum A hereto (“Participant”) is made effective as of (the “Grant Date”) pursuant to the Company’s 2022 Omnibus Incentive Plan (the “Plan”). WHEREAS, on the ter

RISK FACTORS

Exhibit 99.2 RISK FACTORS On September 2, 2025, Mechanics Bancorp (formerly known as HomeStreet, Inc.), a Washington corporation (“Mechanics” or the “Company,”), consummated the previously announced merger (the “Merger”) pursuant to the terms of the Agreement and Plan of Merger, dated as of March 28, 2025 (the “Merger Agreement”), by and among the Company, HomeStreet Bank, a Washington state-chart

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (date of earliest event reported): August 26, 2025 MECHANICS BANCORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (date of earliest event reported): August 26, 2025 MECHANICS BANCORP (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation or organization)

[Signature Pages Follow]

Exhibit 2.1 EXECUTION VERSION AMENDMENT TO AGREEMENT AND PLAN OF MERGER (this “Amendment”), dated as of August 26, 2025, by and among Mechanics Bank, a California banking corporation (“Company”), HomeStreet, Inc., a Washington corporation (“Parent”), and HomeStreet Bank, a Washington state-chartered commercial bank and a direct and wholly owned subsidiary of Parent (“Parent Bank” and together with

CALCULATION OF FILING FEE TABLE FORM S-8 (Form Type) MECHANICS BANCORP (Exact Name of Registrant as Specified in Its Charter) Table 1: Newly Registered Securities

Exhibit 107 CALCULATION OF FILING FEE TABLE FORM S-8 (Form Type) MECHANICS BANCORP (Exact Name of Registrant as Specified in Its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered(2) Proposed Maximum Offering Price Per Unit(1) Maximum Aggregate Offering Price(1) Fee Rate Amount of Registration Fee Fees to Be Paid Equity Class A common stock, no par value Other 7,750,000 $13.

As filed with the Securities and Exchange Commission on September 2, 2025

As filed with the Securities and Exchange Commission on September 2, 2025 Registration No.

MECHANICS BANK INCENTIVE UNIT AWARD AGREEMENT

Exhibit 4.6 MECHANICS BANK INCENTIVE UNIT AWARD AGREEMENT THIS INCENTIVE UNIT AWARD AGREEMENT (this “Agreement”) by and between Mechanics Bank, a California banking corporation (the “Company”) and the individual named on the signature page hereto (“Participant”) is made effective as of (the “Grant Date”) pursuant to the Company’s 2017 Incentive Unit Plan (the “Plan”). WHEREAS, on the terms and sub

SIGNATURE PAGE FOLLOWS

Exhibit 10.2 August 28, 2025 Nathan Duda 1111 Civic Drive, 3rd Floor Walnut Creek, CA 94596 RE: Amended and Restated Change in Control Agreement Dear Nathan: Mechanics Bank (“Mechanics”) considers the establishment and maintenance of a sound and vital management to be essential to protecting and enhancing the best interests of Mechanics. In this regard, Mechanics recognizes that, as is the case wi

AMENDED & RESTATED BYLAWS MECHANICS BANCORP Effective September 2, 2025

Exhibit 3.2 AMENDED & RESTATED BYLAWS   OF   MECHANICS BANCORP Effective September 2, 2025 1 TABLE OF CONTENTS Page ARTICLE 1. SHAREHOLDERS 4 1.1 ANNUAL MEETING. 4 1.2 SPECIAL MEETINGS. 4 1.3 PLACE OF MEETING. 6 1.4 NOTICE OF MEETING. 7 1.5 WAIVER OF NOTICE. 7 1.6 QUORUM; ADJOURNMENT AND POSTPONEMENT. 7 1.7 PROXIES. 7 1.8 VOTING OF SHARES; REQUIRED VOTE. 7 1.9 CONDUCT OF MEETINGS. 8 1.10 MEETINGS

SUBSIDIARIES OF MECHANICS BANCORP

Exhibit 21 SUBSIDIARIES OF MECHANICS BANCORP The following is a list of direct and indirect subsidiaries of Mechanics Bancorp as of September 2, 2025, omitting some subsidiaries, which, considered in the aggregate, would not constitute a significant subsidiary: Subsidiaries of Mechanics Bancorp Jurisdiction of Incorporation or Organization Mechanics Bank CA HomeStreet Statutory Trust I DE HomeStreet Statutory Trust II DE HomeStreet Statutory Trust III DE HomeStreet Statutory Trust IV DE Subsidiaries of Mechanics Bank (and subsidiaries thereof) Jurisdiction of Incorporation or Organization MacDonald Auxiliary Corporation CA 3190 Klose Way, LLC CA Mechanics Bank Real Estate Holdings Inc.

2022 Omnibus Incentive Plan

Exhibit 4.3 2022 Omnibus Incentive Plan 1. Purpose; Definitions The purpose of this Plan is to give the Company a competitive advantage in attracting, retaining and motivating officers, employees, directors and/or consultants and to provide the Company and its Subsidiaries and Affiliates with a stock plan providing incentives for future performance of services directly linked to the profitability

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 21, 2025 HOMESTREET, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 21, 2025 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424

a425-8192025employeecomm Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following employee communication was made available to all employees of HomeStreet, Inc. and HomeStreet Bank on August 19

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 19, 2025 HOMESTREET, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 19, 2025 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File

Mechanics Bank and HomeStreet, Inc. Receive Regulatory Approvals for Pending Strategic Merger

Mechanics Bank and HomeStreet, Inc. Receive Regulatory Approvals for Pending Strategic Merger WALNUT CREEK, Calif. and SEATTLE, Wash. — August 19, 2025 — Mechanics Bank and HomeStreet, Inc. (NASDAQ: HMST) (“HomeStreet” or the “Company”), the holding company of HomeStreet Bank, jointly announced today the receipt of all required regulatory approvals for the previously announced all-stock strategic

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 19, 2025 HOMESTREET, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 19, 2025 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424

a425-markmasoneml8192025 Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following email was sent to all employees of HomeStreet, Inc. and HomeStreet Bank on August 19, 2025 in connection with t

Mechanics Bank and HomeStreet, Inc. Receive Regulatory Approvals for Pending Strategic Merger

Mechanics Bank and HomeStreet, Inc. Receive Regulatory Approvals for Pending Strategic Merger WALNUT CREEK, Calif. and SEATTLE, Wash. — August 19, 2025 — Mechanics Bank and HomeStreet, Inc. (NASDAQ: HMST) (“HomeStreet” or the “Company”), the holding company of HomeStreet Bank, jointly announced today the receipt of all required regulatory approvals for the previously announced all-stock strategic

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424

xpost8152025 Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following is information HomeStreet Bank posted on X in connection with the proposed business combination transaction involving Mecha

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 7, 2025 HOMESTREET, INC. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 7, 2025 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 7, 2025 HOMESTREET, INC. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 7, 2025 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: June 30, 2025 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number: 001-35424 HOMESTREET, INC. (Ex

Nasdaq: HMST 2nd Quarter 2025 July 28, 2025 Important Disclosures Forward-Looking Statements This presentation includes forward-looking statements, as that term is defined for purposes of applicable securities laws, our industry, our future financial

Nasdaq: HMST 2nd Quarter 2025 July 28, 2025 Important Disclosures Forward-Looking Statements This presentation includes forward-looking statements, as that term is defined for purposes of applicable securities laws, our industry, our future financial performance, business plans and expectations.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 28, 2025 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File N

HomeStreet Reports Second Quarter 2025 Results

HomeStreet Reports Second Quarter 2025 Results SEATTLE –July 28, 2025 – (BUSINESS WIRE) – HomeStreet, Inc.

HomeStreet Reports Second Quarter 2025 Results

HomeStreet Reports Second Quarter 2025 Results SEATTLE –July 28, 2025 – (BUSINESS WIRE) – HomeStreet, Inc.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 28, 2025 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File N

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 16, 2025 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File N

MERGER PROPOSED—YOUR VOTE IS VERY IMPORTANT

TABLE OF CONTENTS Filed Pursuant to Rule 424(b)(3) Registration No. 333-288528   MERGER PROPOSED—YOUR VOTE IS VERY IMPORTANT To the Shareholders of HomeStreet, Inc.: On behalf of the board of directors of HomeStreet, Inc. (“HomeStreet”), we are pleased to enclose the accompanying proxy statement/prospectus/consent solicitation statement relating to, among other matters, the proposed combination of

As filed with the U.S. Securities and Exchange Commission on July 15, 2025

TABLE OF CONTENTS As filed with the U.S. Securities and Exchange Commission on July 15, 2025 File No. 333-288528 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 AMENDMENT NO. 1 TO FORM S-4 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 HOMESTREET, INC. (Exact Name of Registrant as Specified in its Charter)               Washington (State or Other Jurisdiction of In

EX-99.1

Exhibit 99.1

CONSENT OF KEEFE, BRUYETTE & WOODS, INC.

Exhibit 99.3 CONSENT OF KEEFE, BRUYETTE & WOODS, INC. We hereby consent to the inclusion of our opinion letter to the Board of Directors of HomeStreet, Inc. (“HomeStreet”), as Exhibit 99.3 to the Proxy Statement/Prospectus/Consent Solicitation which forms a part of the Amendment No. 1 to the Registration Statement on Form S-4 filed on the date hereof (the “Registration Statement”) relating to the

Action by Written Consent of Shareholders MECHANICS BANK

Exhibit 99.2 Action by Written Consent of Shareholders of MECHANICS BANK Pursuant to Section 603 of the Corporations Code of the State of California The undersigned (the “Consenting Holders”), being holders of issued and outstanding shares of the common stock, par value $50 per share (the “Common Stock”, which shares of Common Stock are set forth on Annex A), of Mechanics Bank, a California corpor

July 15, 2025

July 15, 2025 U.S. Securities and Exchange Commission Via Edgar Division of Corporation Finance 100 F Street, NE Washington, D.C. 20549 Attn: Robert Arzonetti Re: HomeStreet, Inc. Registration Statement on Form S-4 (File No. 333-288528) Ladies and Gentlemen: Pursuant to the requirements of Rule 461 under the Securities Act of 1933, as amended, HomeStreet, Inc. (“HomeStreet”) respectfully requests

LETTER

July 14, 2025 Mark K. Mason Chief Executive Officer HomeStreet, Inc. 601 Union, Ste. 2000 Seattle, WA 98101 Re: HomeStreet, Inc. Registration Statement on Form S-4 Filed July 3, 2025 File No. 333-288528 Dear Mark K. Mason: This is to advise you that we have not reviewed and will not review your registration statement. Please refer to Rules 460 and 461 regarding requests for acceleration. We remind

CONSENT OF KEEFE, BRUYETTE & WOODS, INC.

Exhibit 99.3 CONSENT OF KEEFE, BRUYETTE & WOODS, INC. We hereby consent to the inclusion of our opinion letter to the Board of Directors of HomeStreet, Inc. (“HomeStreet”), as Exhibit 99.3 to the Proxy Statement/Prospectus/Consent Solicitation which forms a part of the Registration Statement on Form S-4 filed on the date hereof (the “Registration Statement”) relating to the proposed combination of

CONSENT OF PERSON NAMED AS ANTICIPATED TO BECOME A DIRECTOR

Exhibit 99.8 CONSENT OF PERSON NAMED AS ANTICIPATED TO BECOME A DIRECTOR July 3, 2025 Pursuant to Rule 438 promulgated under the Securities Act of 1933, as amended, I hereby consent to my being named in the Registration Statement on Form S-4 of HomeStreet, Inc. (the “Company”), and all amendments thereto (the “Registration Statement”) and any related prospectus filed pursuant to Rule 424 promulgat

As filed with the U.S. Securities and Exchange Commission on July 3, 2025

TABLE OF CONTENTS As filed with the U.S. Securities and Exchange Commission on July 3, 2025 File No. 333-       UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-4 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 HOMESTREET, INC. (Exact Name of Registrant as Specified in its Charter)               Washington (State or Other Jurisdiction of Incorporation or Organ

CONSENT OF PERSON NAMED AS ANTICIPATED TO BECOME A DIRECTOR

Exhibit 99.5 CONSENT OF PERSON NAMED AS ANTICIPATED TO BECOME A DIRECTOR July 3, 2025 Pursuant to Rule 438 promulgated under the Securities Act of 1933, as amended, I hereby consent to my being named in the Registration Statement on Form S-4 of HomeStreet, Inc. (the “Company”), and all amendments thereto (the “Registration Statement”) and any related prospectus filed pursuant to Rule 424 promulgat

CONSENT OF PERSON NAMED AS ANTICIPATED TO BECOME A DIRECTOR

Exhibit 99.9 CONSENT OF PERSON NAMED AS ANTICIPATED TO BECOME A DIRECTOR July 3, 2025 Pursuant to Rule 438 promulgated under the Securities Act of 1933, as amended, I hereby consent to my being named in the Registration Statement on Form S-4 of HomeStreet, Inc. (the “Company”), and all amendments thereto (the “Registration Statement”) and any related prospectus filed pursuant to Rule 424 promulgat

CONSENT OF PERSON NAMED AS ANTICIPATED TO BECOME A DIRECTOR

Exhibit 99.7 CONSENT OF PERSON NAMED AS ANTICIPATED TO BECOME A DIRECTOR July 3, 2025 Pursuant to Rule 438 promulgated under the Securities Act of 1933, as amended, I hereby consent to my being named in the Registration Statement on Form S-4 of HomeStreet, Inc. (the “Company”), and all amendments thereto (the “Registration Statement”) and any related prospectus filed pursuant to Rule 424 promulgat

CONSENT OF PERSON NAMED AS ANTICIPATED TO BECOME A DIRECTOR

Exhibit 99.10 CONSENT OF PERSON NAMED AS ANTICIPATED TO BECOME A DIRECTOR July 3, 2025 Pursuant to Rule 438 promulgated under the Securities Act of 1933, as amended, I hereby consent to my being named in the Registration Statement on Form S-4 of HomeStreet, Inc. (the “Company”), and all amendments thereto (the “Registration Statement”) and any related prospectus filed pursuant to Rule 424 promulga

CONSENT OF PERSON NAMED AS ANTICIPATED TO BECOME A DIRECTOR

Exhibit 99.6 CONSENT OF PERSON NAMED AS ANTICIPATED TO BECOME A DIRECTOR July 3, 2025 Pursuant to Rule 438 promulgated under the Securities Act of 1933, as amended, I hereby consent to my being named in the Registration Statement on Form S-4 of HomeStreet, Inc. (the “Company”), and all amendments thereto (the “Registration Statement”) and any related prospectus filed pursuant to Rule 424 promulgat

CALCULATION OF FILING FEE TABLE FORM S-4 (Form Type) HOMESTREET, INC. (Exact Name of Registrant as Specified in Its Charter) Table 1: Newly Registered Securities

Exhibit 107 CALCULATION OF FILING FEE TABLE FORM S-4 (Form Type) HOMESTREET, INC. (Exact Name of Registrant as Specified in Its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type C

CONSENT OF PERSON NAMED AS ANTICIPATED TO BECOME A DIRECTOR

Exhibit 99.4 CONSENT OF PERSON NAMED AS ANTICIPATED TO BECOME A DIRECTOR July 3, 2025 Pursuant to Rule 438 promulgated under the Securities Act of 1933, as amended, I hereby consent to my being named in the Registration Statement on Form S-4 of HomeStreet, Inc. (the “Company”), and all amendments thereto (the “Registration Statement”) and any related prospectus filed pursuant to Rule 424 promulgat

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424

a425-6302025employeeupda Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following employee merger update was made available to all employees of HomeStreet, Inc. and HomeStreet Bank on June 30,

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following is a transcript of a HomeStreet employee call led by Mark Mason, CEO, on June 17, 2025, in connection with the proposed transaction betw

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-35424 HomeStreet, Inc. 401(k) Sa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 29, 2025 HOMESTREET, INC. (Ex

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 29, 2025 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File Nu

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following is a transcript of the HomeStreet employee meeting led by Mark Mason, CEO of HomeStreet Bank, and C.J. Johnson, CEO of Mechanics Bank, o

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: March 31, 2025 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number: 001-35424 HOMESTREET, INC. (E

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following is a transcript of a HomeStreet employee call led by Mark Mason, CEO, on April 29, 2025, in connection with the proposed transaction bet

Nasdaq: HMST 1st Quarter 2025 April 28, 2025 Important Disclosures Forward-Looking Statements This presentation includes forward-looking statements, as that term is defined for purposes of applicable securities laws, our industry, our future financia

Nasdaq: HMST 1st Quarter 2025 April 28, 2025 Important Disclosures Forward-Looking Statements This presentation includes forward-looking statements, as that term is defined for purposes of applicable securities laws, our industry, our future financial performance, business plans and expectations.

HomeStreet Reports First Quarter 2025 Results

HomeStreet Reports First Quarter 2025 Results SEATTLE –April 28, 2025 – (BUSINESS WIRE) – HomeStreet, Inc.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 28, 2025 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File

HomeStreet Reports First Quarter 2025 Results

HomeStreet Reports First Quarter 2025 Results SEATTLE –April 28, 2025 – (BUSINESS WIRE) – HomeStreet, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 28, 2025 HOMESTREET, INC. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 28, 2025 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424

a425-customercommunicati Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following is additional information HomeStreet Bank will provide to customers who request additional information regardin

2024 Annual Report to Shareholders PART I 3 FORWARD-LOOKING STATEMENTS 3 ITEM 1 BUSINESS 4 ITEM 2 PROPERTIES 5 PART II 5 ITEM 5 MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES 5 ITEM 7 MANA

2024 Annual Report to Shareholders PART I 3 FORWARD-LOOKING STATEMENTS 3 ITEM 1 BUSINESS 4 ITEM 2 PROPERTIES 5 PART II 5 ITEM 5 MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES 5 ITEM 7 MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 6 ITEM 7A QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate Box: ☐ Preliminary Proxy Statement ☐ Confidential for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definit

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate Box: ☐ Preliminary Proxy Statement ☐ Confidential for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definit

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 28, 2025 HOMESTREET, INC. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 28, 2025 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File

Voting and Support Agreement, dated as of March 28, 2025, by and among HomeStreet, Inc., EB Acquisition Company LLC, EB Acquisition Company II LLC, Ford Financial Fund II, L.P. and Ford Financial Fund III, L.P.

Exhibit 10.1 VOTING AND SUPPORT AGREEMENT This VOTING AND SUPPORT AGREEMENT, dated as of March 28, 2025 (this “Agreement”), is made by and among (1) HomeStreet, Inc., a Washington corporation (“Parent”), (2) EB Acquisition Company LLC and EB Acquisition Company II LLC (together, the “Acquisition Entities”) and (3) Ford Financial Fund II, L.P. and Ford Financial Fund III, L.P. (together, the “Fund

Agreement and Plan of Merger, dated as of March 28, 2025, by and among Mechanics Bank, HomeStreet, Inc. and HomeStreet Bank.*

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER by and among MECHANICS BANK, HOMESTREET, INC. AND HOMESTREET BANK Dated March 28, 2025 TABLE OF CONTENTS ARTICLE I THE MERGER 1.1 The Merger 2 1.2 Closing 3 1.3 Conversion of Company Common Stock 4 1.4 Treatment of Parent Equity Awards 5 1.5 Treatment of Company Equity Awards 5 1.6 Adjustments 6 1.7 Tax Consequences 6 ARTICLE II EXCHANGE OF SHARES 2.1 Paren

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 28, 2025 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File

Voting and Support Agreement, dated as of March 28, 2025, by and among HomeStreet, Inc., EB Acquisition Company LLC, EB Acquisition Company II LLC, Ford Financial Fund II, L.P. and Ford Financial Fund III, L.P.

Exhibit 10.1 VOTING AND SUPPORT AGREEMENT This VOTING AND SUPPORT AGREEMENT, dated as of March 28, 2025 (this “Agreement”), is made by and among (1) HomeStreet, Inc., a Washington corporation (“Parent”), (2) EB Acquisition Company LLC and EB Acquisition Company II LLC (together, the “Acquisition Entities”) and (3) Ford Financial Fund II, L.P. and Ford Financial Fund III, L.P. (together, the “Fund

Consulting Agreement, dated as of March 28, 2025, by and among HomeStreet, Inc., Mechanics Bank and Mark Mason.

EXECUTION VERSION CONSULTING AGREEMENT CONSULTING AGREEMENT (this “Agreement”) by and among HomeStreet, Inc.

Consulting Agreement, dated as of March 28, 2025, by and among HomeStreet, Inc., Mechanics Bank and Mark Mason.

EXECUTION VERSION CONSULTING AGREEMENT CONSULTING AGREEMENT (this “Agreement”) by and among HomeStreet, Inc.

Registration Rights Agreement, dated as of March 28, 2025, by and among HomeStreet, Inc., Mechanics Bank and the other parties thereto.

EXHIBIT 4.1 REGISTRATION RIGHTS AGREEMENT by and among HOMESTREET, INC. MECHANICS BANK and THE OTHER PARTIES HERETO Dated as of March 28, 2025 TABLE OF CONTENTS Page ARTICLE I DEFINITIONS; INTERPRETATION Certain Definitions 2 Additional Definitions 6 General Rules of Interpretation 6 ARTICLE II REPRESENTATIONS AND WARRANTIES Representations and Warranties of the Rabobank Parties 7 Representations

Voting and Support Agreement, dated as of March 28, 2025, by and between HomeStreet, Inc. and Rabobank International Holding B.V.

Exhibit 10.2 VOTING AND SUPPORT AGREEMENT This VOTING AND SUPPORT AGREEMENT, dated as of March 28, 2025 (this “Agreement”), is made by and between HomeStreet, Inc., a Washington corporation (“Parent”) and Rabobank International Holding B.V. (the “Shareholder”) (together, the “Parties” and each a “Party”). W I T N E S E T H WHEREAS, on March 28, 2025, Parent, HomeStreet Bank, a Washington state-cha

Voting and Support Agreement, dated as of March 28, 2025, by and between HomeStreet, Inc. and Rabobank International Holding B.V.

Exhibit 10.2 VOTING AND SUPPORT AGREEMENT This VOTING AND SUPPORT AGREEMENT, dated as of March 28, 2025 (this “Agreement”), is made by and between HomeStreet, Inc., a Washington corporation (“Parent”) and Rabobank International Holding B.V. (the “Shareholder”) (together, the “Parties” and each a “Party”). W I T N E S E T H WHEREAS, on March 28, 2025, Parent, HomeStreet Bank, a Washington state-cha

Registration Rights Agreement, dated as of March 28, 2025, by and among HomeStreet, Inc., Mechanics Bank and the other parties thereto.

EXHIBIT 4.1 REGISTRATION RIGHTS AGREEMENT by and among HOMESTREET, INC. MECHANICS BANK and THE OTHER PARTIES HERETO Dated as of March 28, 2025 TABLE OF CONTENTS Page ARTICLE I DEFINITIONS; INTERPRETATION Certain Definitions 2 Additional Definitions 6 General Rules of Interpretation 6 ARTICLE II REPRESENTATIONS AND WARRANTIES Representations and Warranties of the Rabobank Parties 7 Representations

Agreement and Plan of Merger, dated as of March 28, 2025, by and among Mechanics Bank, HomeStreet, Inc. and HomeStreet Bank.*

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER by and among MECHANICS BANK, HOMESTREET, INC. AND HOMESTREET BANK Dated March 28, 2025 TABLE OF CONTENTS ARTICLE I THE MERGER 1.1 The Merger 2 1.2 Closing 3 1.3 Conversion of Company Common Stock 4 1.4 Treatment of Parent Equity Awards 5 1.5 Treatment of Company Equity Awards 5 1.6 Adjustments 6 1.7 Tax Consequences 6 ARTICLE II EXCHANGE OF SHARES 2.1 Paren

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following is a transcript of a HomeStreet employee call led by Mark Mason, CEO on March 31, 2025 in connection with the proposed transaction betwe

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12) of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424

a425-linkedinpost3312025 Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12) of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following LinkedIn post was made by Mechanics Bank on April 1, 2025, in connection with the proposed transaction between

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following is a transcript of the joint investor call held by HomeStreet, Inc. and Mechanics Bank on March 31, 2025 in connection with the proposed

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424

a425-employeefaqandclien Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following employee FAQS and client FAQs were made available to all employees of HomeStreet, Inc. and HomeStreet Bank on M

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424

a425-mmemployeeeml331202 Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following email was sent to all employees of HomeStreet, Inc. and HomeStreet Bank on March 31, 2025 in connection with th

Mechanics Bank and HomeStreet, Inc. Announce Strategic Merger Combination will create the premier, publicly-traded West Coast bank

Joint News Release Mechanics Bank and HomeStreet, Inc. Announce Strategic Merger Combination will create the premier, publicly-traded West Coast bank WALNUT CREEK, California and SEATTLE, Washington — March 31, 2025 — Mechanics Bank and HomeStreet, Inc. (NASDAQ: HMST) (“HomeStreet”), the holding company of HomeStreet Bank, jointly announced today that they have entered into a definitive merger agr

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 31, 2025 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 31, 2025 HOMESTREET, INC. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 31, 2025 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File

Mechanics + HomeStreet Introducing the premier West Coast community bank March 31, 2025 Seattle, WA San Francisco, CA Los Angeles, CA Disclaimer 2 Cautionary Note Regarding Forward Looking Statements When used in this presentation and in other docume

Mechanics + HomeStreet Introducing the premier West Coast community bank March 31, 2025 Seattle, WA San Francisco, CA Los Angeles, CA Disclaimer 2 Cautionary Note Regarding Forward Looking Statements When used in this presentation and in other documents filed with or furnished to the U.

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following Mechanics Bank fact sheet was made available to all employees of HomeStreet, Inc. and HomeStreet Bank on March 31, 2025 in connection wi

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424

a2025331sflcrgfaqs Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following FAQS for Single Family Lending and CREG customers were made available to certain employees of HomeStreet, Inc. and Ho

Mechanics + HomeStreet Introducing the premier West Coast community bank March 31, 2025 Seattle, WA San Francisco, CA Los Angeles, CA Disclaimer 2 Cautionary Note Regarding Forward Looking Statements When used in this presentation and in other docume

Mechanics + HomeStreet Introducing the premier West Coast community bank March 31, 2025 Seattle, WA San Francisco, CA Los Angeles, CA Disclaimer 2 Cautionary Note Regarding Forward Looking Statements When used in this presentation and in other documents filed with or furnished to the U.

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424

a425-mystreetemployeeann Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934, as amended Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following communication was made available to all employees of HomeStreet, Inc. and HomeStreet Bank on March 31, 2025 in

Mechanics Bank and HomeStreet, Inc. Announce Strategic Merger Combination will create the premier, publicly-traded West Coast bank

Joint News Release Mechanics Bank and HomeStreet, Inc. Announce Strategic Merger Combination will create the premier, publicly-traded West Coast bank WALNUT CREEK, California and SEATTLE, Washington — March 31, 2025 — Mechanics Bank and HomeStreet, Inc. (NASDAQ: HMST) (“HomeStreet”), the holding company of HomeStreet Bank, jointly announced today that they have entered into a definitive merger agr

Subsidiaries of HomeStreet, Inc.

EXHIBIT 21 Subsidiaries of HomeStreet, Inc. Subsidiary Jurisdiction of Incorporation or Organization HomeStreet Bank WA HomeStreet Statutory Trust I DE HomeStreet Statutory Trust II DE HomeStreet Statutory Trust III DE HomeStreet Statutory Trust IV DE Subsidiaries of HomeStreet Bank Subsidiary Jurisdiction of Incorporation or Organization Continental Escrow Company WA Union Street Holdings LLC WA

Form of Deferred Compensation Agreement 2025

DEFERRED COMPENSATION AGREEMENT This Deferred Compensation Agreement (“Agreement”) is entered into by and among HomeStreet, Inc.

Amendment to Executive Employment Agreement, between HomeStreet, Inc., HomeStreet Bank, and William D. Endresen, dated

SECOND AMENDMENT TO EMPLOYMENT AGREEMENT This document (the "Second Amendment") amends the Executive Employment Agreement dated February 25, 2021 between William D.

Powers of Attorney, contained in the signature page of this Annual Report on Form 10-K and incorporated herein by reference

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-35424 HOMESTREET, IN

ason Deferred Compensati

DEFERRED COMPENSATION AGREEMENT This Deferred Compensation Agreement ("Agreement") is entered into by and between HomeStreet, Inc.

Insider Trading Policy

HOMESTREET, INC. INSIDER TRADING POLICY Effective February 10, 2012 Amended and Approved by the Board of Directors, February 28, 2023 I.Introduction Federal and state laws prohibit buying, selling or making other transfers of securities by persons who have Material information that is not generally known or available to the public. These laws also prohibit persons with such material nonpublic info

Amendment to Executive Employment Agreement, between HomeStreet, Inc., HomeStreet Bank, and Mark K. Mason, dated

THIRD AMENDMENT TO EMPLOYMENT AGREEMENT This document (the "Third Amendment") amends the Executive Employment Agreement dated January 25, 2018 between Mark K.

Amendment to Amended and Restated Executive Employment Agreement, between HomeStreet, Inc., HomeStreet Bank, and John M. Michel, dated

FIRST AMENDMENT TO THE AMENDED AND RESTATED EMPLOYMENT AGREEMENT This document (the "First Amendment") amends the Amended and Restated Executive Employment Agreement dated August 4, 2022 between John M.

Nasdaq: HMST 4th Quarter 2024 January 27, 2025 Important Disclosures Forward-Looking Statements This presentation includes forward-looking statements, as that term is defined for purposes of applicable securities laws, our industry, our future financ

Nasdaq: HMST 4th Quarter 2024 January 27, 2025 Important Disclosures Forward-Looking Statements This presentation includes forward-looking statements, as that term is defined for purposes of applicable securities laws, our industry, our future financial performance, business plans and expectations, including expectations relating to decreases in interest rates and the impact of such decreases on the Company, impact of loan sales on the Company, and return to profitability and timing of such achievement.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 27, 2025 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission Fil

HomeStreet Reports Year End and Fourth Quarter 2024 Results

HomeStreet Reports Year End and Fourth Quarter 2024 Results SEATTLE –January 27, 2025 – (BUSINESS WIRE) – HomeStreet, Inc.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 27, 2025 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission Fil

HomeStreet Reports Year End and Fourth Quarter 2024 Results

HomeStreet Reports Year End and Fourth Quarter 2024 Results SEATTLE –January 27, 2025 – (BUSINESS WIRE) – HomeStreet, Inc.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 13, 2025 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission Fil

HomeStreet Schedules Fourth Quarter 2024 Analyst Earnings Call for Tuesday, January 28, 2025

NEWS RELEASE https://ir.homestreet.com/news-events/news/default.aspx HomeStreet Schedules Fourth Quarter 2024 Analyst Earnings Call for Tuesday, January 28, 2025 SEATTLE, WA - January 13, 2025 - HomeStreet, Inc. (Nasdaq:HMST), the parent company of HomeStreet Bank, will conduct its quarterly analyst earnings conference call on Tuesday, January 28, 2025 at 1:00 p.m. ET. Mark K. Mason, Chairman, Pre

HomeStreet Closes sale of $990 Million in Multi-Family Loans

NEWS RELEASE https://ir.homestreet.com/news-events/news/default.aspx HomeStreet Closes sale of $990 Million in Multi-Family Loans SEATTLE, WA - December 31, 2024 - HomeStreet, Inc. (Nasdaq:HMST), the parent company of HomeStreet Bank (the "Bank"), announced the closings of the previously announced sale by the Bank, on a servicing retained basis, of $990 million of multifamily commercial real estat

Regulation FD Disclosure, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 27, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 26, 2024 HOMESTREET, INC

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 26, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission Fi

between HomeStreet Bank and Bank of

REDACTED COPY Certain confidential information contained in this document and marked by [***] has been omitted because the Company has determined the information (i) is not material and (ii) is the type of information that the Company treats as private or confidential.

Loan Purchase and Sale Agreement

NEWS RELEASE https://ir.homestreet.com/news-events/news/default.aspx HomeStreet Enters into agreement to sell $990 Million in Multi-Family Loans SEATTLE, WA - December 27, 2024 - HomeStreet, Inc. (Nasdaq:HMST), the parent company of HomeStreet Bank (the “Bank”), today announced that the Bank entered into an agreement to sell to Bank of America, on a servicing retained basis, $990 million of multif

Mutual Termination Agreement dated November 18, 2024 by and between HomeStreet, Inc., FirstSun Capital Bancorp and Dynamis Subsidiary, Inc.

MUTUAL TERMINATION AGREEMENT MUTUAL TERMINATION AGREEMENT (this “Agreement”), dated as of November 18, 2024, by and between HomeStreet, Inc.

Termination of a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): November 18, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission Fi

HMST / HomeStreet, Inc. / MALTESE CAPITAL MANAGEMENT LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* HomeStreet, Inc. (Name of issuer) Class A Common Stock, par value $0.0001 per share (Title of class of securities) 43785V102 (CUSIP number) September 30, 2024 (Date of event which requires filing of this statement) Check the appropriate box to designate t

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: September 30, 2024 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number: 001-35424 HOMESTREET, INC

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 29, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission Fil

Nasdaq: HMST 3rd Quarter 2024 October 29, 2024 Important Disclosures Forward-Looking Statements This presentation includes forward-looking statements, as that term is defined for purposes of applicable securities laws, about our proposed merger (the

Nasdaq: HMST 3rd Quarter 2024 October 29, 2024 Important Disclosures Forward-Looking Statements This presentation includes forward-looking statements, as that term is defined for purposes of applicable securities laws, about our proposed merger (the “Merger”) with FirstSun Capital Bancorp, Inc.

FIRSTSUN CAPITAL BANCORP AND HOMESTREET, INC. PROVIDE UPDATE ON STATUS OF STRATEGIC MERGER

FIRSTSUN CAPITAL BANCORP AND HOMESTREET, INC. PROVIDE UPDATE ON STATUS OF STRATEGIC MERGER DENVER & SEATTLE-(BUSINESS WIRE)-October 29, 2024 - FirstSun Capital Bancorp (NASDAQ: FSUN) (“FirstSun”) and HomeStreet, Inc. (NASDAQ: HMST) (“HomeStreet”) announced that, based on discussions FirstSun and its subsidiary, Sunflower Bank, N.A. (“Sunflower”) have had with the Federal Reserve and the Texas Depa

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 29, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission Fil

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 29, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission Fil

HomeStreet Reports Third Quarter 2024 Results

HomeStreet Reports Third Quarter 2024 Results SEATTLE –October 29, 2024 – (BUSINESS WIRE) – HomeStreet, Inc.

HomeStreet Schedules Third Quarter 2024 Analyst Earnings Call for Wednesday, October 30, 2024

NEWS RELEASE https://ir.homestreet.com/news-events/news/default.aspx HomeStreet Schedules Third Quarter 2024 Analyst Earnings Call for Wednesday, October 30, 2024 SEATTLE, WA - October 29, 2024 - HomeStreet, Inc. (Nasdaq:HMST), the parent company of HomeStreet Bank, will conduct an analyst earnings conference call on Wednesday, October 30, 2024 at 1:00 p.m. ET. Mark K. Mason, Chairman, President a

HomeStreet Reports Third Quarter 2024 Results

HomeStreet Reports Third Quarter 2024 Results SEATTLE –October 29, 2024 – (BUSINESS WIRE) – HomeStreet, Inc.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 29, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission Fil

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: June 30, 2024 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number: 001-35424 HOMESTREET, INC. (Ex

between HomeStreet, Inc., HomeStreet Bank, and John M. Michel, dated August 5, 2024

FIRST AMENDMENT TO EXECUTIVE CHANGE IN CONTROL AGREEMENT This document (the "First Amendment") amends the Executive Change in Control Agreement dated August 4, 2022 (the "CIC Agreement") between John M.

First Amendment to Executive Change in Control Agreement, between HomeStreet, Inc., HomeStreet Bank, and William D. Endresen, dated August 5, 2024

FIRST AMENDMENT TO EXECUTIVE CHANGE IN CONTROL AGREEMENT This document (the "Second Amendment") amends the Executive Change in Control Agreement dated February 25, 2021 (the "CIC Agreement") between William D.

Nasdaq: HMST 2nd Quarter 2024 July 29, 2024 Important Disclosures Forward-Looking Statements This presentation includes forward-looking statements, as that term is defined for purposes of applicable securities laws, about our proposed merger (the “Me

Nasdaq: HMST 2nd Quarter 2024 July 29, 2024 Important Disclosures Forward-Looking Statements This presentation includes forward-looking statements, as that term is defined for purposes of applicable securities laws, about our proposed merger (the “Merger”) with FirstSun Capital Bancorp, Inc.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 29, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File N

HomeStreet Reports Second Quarter 2024 Results Continuing Strong Asset Quality With Improved Metrics

HomeStreet Reports Second Quarter 2024 Results Continuing Strong Asset Quality With Improved Metrics SEATTLE –July 29, 2024 – (BUSINESS WIRE) – HomeStreet, Inc.

HomeStreet Reports Second Quarter 2024 Results Continuing Strong Asset Quality With Improved Metrics

HomeStreet Reports Second Quarter 2024 Results Continuing Strong Asset Quality With Improved Metrics SEATTLE –July 29, 2024 – (BUSINESS WIRE) – HomeStreet, Inc.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 29, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File N

HOMESTREET, INC. Annual Meeting of Shareholders June 18, 2024 Meeting Transcript

HOMESTREET, INC. Annual Meeting of Shareholders June 18, 2024 Meeting Transcript INTRODUCTIONS MARK MASON: Welcome: Good morning and welcome to the 2024 annual meeting of shareholders of HomeStreet, Inc. My name is Mark Mason, and I am the Chairman of the Board of Directors and the CEO and President of HomeStreet. Pursuant to HomeStreet’s Bylaws, I will act as chairman of this year’s meeting, and

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): June 18, 2024 HOMESTREET, INC. (E

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): June 18, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File N

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): June 18, 2024 HOMESTREET, INC. (E

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): June 18, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File N

HomeStreet Announces Approval of Merger with FirstSun

HomeStreet Announces Approval of Merger with FirstSun SEATTLE –June 18, 2024 – (BUSINESS WIRE) – HomeStreet, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 14, 2024 FIRSTSUN CAPITAL BA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 14, 2024 FIRSTSUN CAPITAL BANCORP (Exact name of registrant as specified in its charter) Delaware 333-258176 81-4552413 (State or other jurisdiction of incorporation) (Commission

Form of Joinder to the Acquisition Finance Securities Purchase Agreement, dates as of June 14, 2024, by and among FirstSun and the parties signatories thereto

Exhibit 10.1 Execution Copy JOINDER TO THE ACQUISITION FINANCE SECURITIES PURCHASE AGREEMENT BY AND AMONG FIRSTSUN CAPITAL BANCORP AND THE OTHER SIGNATORIES THERETO June 14, 2024 JOINDER TO THE ACQUISITION FINANCE SECURITIES PURCHASE AGREEMENT This Joinder to the Acquisition Finance Securities Purchase Agreement, dated as of June 14, 2024 (this “Joinder”), is entered into by and among FirstSun Cap

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-35424 HomeStreet, Inc. 401(k) Sa

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): June 7, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File Nu

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): June 7, 2024 HOMESTREET, INC. (Ex

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): June 7, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File Nu

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-6(b) of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 333-277799 The following questio

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-6(b) of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 333-277799 The following questions and answers were made available to all employees of HomeStreet, Inc. and HomeStreet Bank in connection with the proposed transaction between HomeSt

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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) ☒ Filed by the Registrant ☐ Filed by a Party other than the Registr

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) ☒ Filed by the Registrant ☐ Filed by a Party other than the Registrant Check the appropriate box: ☐ Preliminary Proxy Statement ☐ CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY RULE 14a-6(e)(2)) ☒ Defin

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following questions

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following questions and answers were made available to all employees of HomeStreet, Inc. and HomeStreet Bank in connection with the proposed transaction between HomeStree

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following is an exce

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following is an excerpt of a transcript of a call the Chief Executive Officer of HomeStreet, Inc. (“HomeStreet”) had with HomeStreet employees on May 8, 2024, that includ

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: March 31, 2024 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number: 001-35424 HOMESTREET, INC. (E

TRANSCRIPT

Filed by FirstSun Capital Bancorp (Commission File No.: 333-258176) Pursuant to Rule 425 under the Securities Act of 1933 and deemed to be filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 TRANSCRIPT The following is a transcript of a joint analyst conference call relating to the amendment to the definitive merg

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following is a trans

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following is a transcript of an investor call made on May 1, 2024 in connection with the proposed transaction between HomeStreet, Inc. and FirstSun Capital Bancorp. CAUTI

HomeStreet Reports First Quarter 2024 Results

HomeStreet Reports First Quarter 2024 Results SEATTLE –April 30, 2024 – (BUSINESS WIRE) – HomeStreet, Inc.

Nasdaq: HMST 1st Quarter 2024 April 30, 2024 Important Disclosures Forward-Looking Statements This presentation includes forward-looking statements, as that term is defined for purposes of applicable securities laws, about our proposed merger (the “M

a2024q1investorpresentat Nasdaq: HMST 1st Quarter 2024 April 30, 2024 Important Disclosures Forward-Looking Statements This presentation includes forward-looking statements, as that term is defined for purposes of applicable securities laws, about our proposed merger (the “Merger”) with FirstSun Capital Bancorp, Inc.

Amendment No. 1 to the Agreement and Plan of Merger, dated as of April 30, 2024, by and among HomeStreet, Inc., FirstSun Capital Bancorp, and Dynamis Subsidiary, Inc.*

EXECUTION FORM AMENDMENT NO. 1 TO AGREEMENT AND PLAN OF MERGER This AMENDMENT NO. 1, dated April 30, 2024 (this “Amendment”), amends the Agreement and Plan of Merger, dated January 16, 2024 (the “Agreement”), by and among HOMESTREET, INC., a Washington corporation (“Company”), FIRSTSUN CAPITAL BANCORP, a Delaware corporation (“Parent”), and DYNAMIS SUBSIDIARY, INC., a Washington corporation and a

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 30, 2024 HOMESTREET, INC. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 30, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following informatio

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following information summary was made available to all employees of HomeStreet, Inc. and HomeStreet Bank on May 1, 2024 in connection with the proposed transaction betwe

STRATEGIC MERGER UPDATE A P R I L 3 0 , 2 0 2 4 2 DISCLAIMER & FORWARD LOOKING STATEMENTS FORWARD-LOOKING STATEMENTS This communication contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995.

may2024-projectdynamisxi STRATEGIC MERGER UPDATE A P R I L 3 0 , 2 0 2 4 2 DISCLAIMER & FORWARD LOOKING STATEMENTS FORWARD-LOOKING STATEMENTS This communication contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 30, 2024 HOMESTREET, INC. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 30, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 30, 2024 HOMESTREET, INC. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 30, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File

HomeStreet Reports First Quarter 2024 Results

HomeStreet Reports First Quarter 2024 Results SEATTLE –April 30, 2024 – (BUSINESS WIRE) – HomeStreet, Inc.

FIRSTSUN CAPITAL BANCORP AND HOMESTREET, INC. AMEND MERGER AGREEMENT

FOR IMMEDIATE RELEASE FIRSTSUN CAPITAL BANCORP AND HOMESTREET, INC. AMEND MERGER AGREEMENT Denver, CO and Seattle, WA, April 30, 2024 – FirstSun Capital Bancorp (OTCQX: FSUN) (“FirstSun”) and HomeStreet, Inc. (“HomeStreet”) (Nasdaq: HMST) today announced that they have mutually agreed to amend their definitive merger agreement that was entered into on January 16, 2024. The amendment provides for,

FIRSTSUN CAPITAL BANCORP AND HOMESTREET, INC. AMEND MERGER AGREEMENT

Exhibit 99.2 FOR IMMEDIATE RELEASE FIRSTSUN CAPITAL BANCORP AND HOMESTREET, INC. AMEND MERGER AGREEMENT Denver, CO and Seattle, WA, April 30, 2024 – FirstSun Capital Bancorp (OTCQX: FSUN) (“FirstSun”) and HomeStreet, Inc. (“HomeStreet”) (Nasdaq: HMST) today announced that they have mutually agreed to amend their definitive merger agreement that was entered into on January 16, 2024. The amendment p

Amendment No. 1 to the Agreement and Plan of Merger, dated as of April [30], 2024, by and among HomeStreet, Inc., FirstSun Capital Bancorp, and Dynamis Subsidiary, Inc.*

Exhibit 2.1 EXECUTION FORM AMENDMENT NO. 1 TO AGREEMENT AND PLAN OF MERGER This AMENDMENT NO. 1, dated April 30, 2024 (this “Amendment”), amends the Agreement and Plan of Merger, dated January 16, 2024 (the “Agreement”), by and among HomeStreet, Inc., a Washington corporation (“Company”), FirstSun Capital Bancorp, a Delaware corporation (“Parent”), and Dynamis Subsidiary, Inc., a Washington corpor

FirstSun Capital Bancorp Reports First Quarter 2024 Results

Filed by FirstSun Capital Bancorp (Commission File No.: 333-258176) Pursuant to Rule 425 under the Securities Act of 1933 and deemed to be filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 Date: April 30, 2024 FirstSun Capital Bancorp Reports First Quarter 2024 Results First Quarter 2024 Highlights: •Net income

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 30, 2024 HOMESTREET, INC. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 30, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File

FIRSTSUN CAPITAL BANCORP AND HOMESTREET, INC. AMEND MERGER AGREEMENT

FOR IMMEDIATE RELEASE FIRSTSUN CAPITAL BANCORP AND HOMESTREET, INC. AMEND MERGER AGREEMENT Denver, CO and Seattle, WA, April 30, 2024 – FirstSun Capital Bancorp (OTCQX: FSUN) (“FirstSun”) and HomeStreet, Inc. (“HomeStreet”) (Nasdaq: HMST) today announced that they have mutually agreed to amend their definitive merger agreement that was entered into on January 16, 2024. The amendment provides for,

HomeStreet Reports First Quarter 2024 Results

HomeStreet Reports First Quarter 2024 Results SEATTLE –April 30, 2024 – (BUSINESS WIRE) – HomeStreet, Inc.

HomeStreet Reports First Quarter 2024 Results

HomeStreet Reports First Quarter 2024 Results SEATTLE –April 30, 2024 – (BUSINESS WIRE) – HomeStreet, Inc.

Nasdaq: HMST 1st Quarter 2024 April 30, 2024 Important Disclosures Forward-Looking Statements This presentation includes forward-looking statements, as that term is defined for purposes of applicable securities laws, about our proposed merger (the “M

Nasdaq: HMST 1st Quarter 2024 April 30, 2024 Important Disclosures Forward-Looking Statements This presentation includes forward-looking statements, as that term is defined for purposes of applicable securities laws, about our proposed merger (the “Merger”) with FirstSun Capital Bancorp, Inc.

Form of First Amendment to Acquisition Finance Securities Purchase Agreement, dated as of April 30, 2024, by and among FirstSun and the parties signatories thereto*

Exhibit 10.1 Execution Copy FIRST AMENDMENT TO THE ACQUISITION FINANCE SECURITIES PURCHASE AGREEMENT BY AND AMONG FIRSTSUN CAPITAL BANCORP AND THE OTHER SIGNATORIES THERETO April 30, 2024 FIRST AMENDMENT TO THE ACQUISITION FINANCE SECURITIES PURCHASE AGREEMENT This First Amendment to the Acquisition Finance Securities Purchase Agreement, dated as of April 30, 2024 (this “Amendment”), is entered in

STRATEGIC MERGER UPDATE A P R I L 3 0 , 2 0 2 4

Exhibit 99.1 STRATEGIC MERGER UPDATE A P R I L 3 0 , 2 0 2 4 2 DISCLAIMER & FORWARD LOOKING STATEMENTS FORWARD - LOOKING STATEMENTS This communication contains “forward - looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 . In general, forward - looking statements may be identified by words such as “expect,” “anticipate,” “believe,” “intend,” “estimate,”

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 30, 2024 HOMESTREET, INC. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 30, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 30, 2024 HOMESTREET, INC. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 30, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission File

2024, by and among HomeStreet, Inc., FirstSun Capital Bancorp and Dynamis Subsidiary, Inc. (incorporated by reference to Exhibit 2.1 to HomeStreet, Inc.’s Current Report on Form 8-K filed with the Securities and Exchange Commission on April 30, 2024)

EXECUTION FORM AMENDMENT NO. 1 TO AGREEMENT AND PLAN OF MERGER This AMENDMENT NO. 1, dated April 30, 2024 (this “Amendment”), amends the Agreement and Plan of Merger, dated January 16, 2024 (the “Agreement”), by and among HOMESTREET, INC., a Washington corporation (“Company”), FIRSTSUN CAPITAL BANCORP, a Delaware corporation (“Parent”), and DYNAMIS SUBSIDIARY, INC., a Washington corporation and a

STRATEGIC MERGER UPDATE A P R I L 3 0 , 2 0 2 4 2 DISCLAIMER & FORWARD LOOKING STATEMENTS FORWARD-LOOKING STATEMENTS This communication contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995.

STRATEGIC MERGER UPDATE A P R I L 3 0 , 2 0 2 4 2 DISCLAIMER & FORWARD LOOKING STATEMENTS FORWARD-LOOKING STATEMENTS This communication contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 30, 2024 FIRSTSUN CAPITAL B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 30, 2024 FIRSTSUN CAPITAL BANCORP (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation) 333-258176 (Commission File Numb

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K/A (Amendment No. 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K/A (Amendment No. 1) (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following questions

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following questions and answers were made available to all employees of HomeStreet, Inc. and HomeStreet Bank in connection with the proposed transaction between HomeStree

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following is a trans

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following is a transcript of a call made by the Chief Executive Officer of HomeStreet, Inc. (“HomeStreet”) on March 26, 2024, to HomeStreet employees that includes inform

HMST / HomeStreet, Inc. / Philadelphia Financial Management of San Francisco, LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Home Street INC. (Name of Issuer) Class A common stock, par value $0.0001 per share (Title of Class of Securities) 43785V102 (CUSIP Number) March 11, 2024 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate the r

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following questions

a425filingcombinedequity Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following questions and answers were made available to all employees of HomeStreet, Inc. (“HomeStreet”) who are participants in HomeStreet’s equi

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following questions

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following questions and answers were made available to all HomeStreet, Inc. employees in connection with the proposed transaction between HomeStreet, Inc. and FirstSun Ca

Subsidiaries of HomeStreet, Inc.

EXHIBIT 21 Subsidiaries of HomeStreet, Inc. Subsidiary Jurisdiction of Incorporation or Organization HomeStreet Bank WA HomeStreet Statutory Trust I DE HomeStreet Statutory Trust II DE HomeStreet Statutory Trust III DE HomeStreet Statutory Trust IV DE Subsidiaries of HomeStreet Bank Subsidiary Jurisdiction of Incorporation or Organization Continental Escrow Company WA Union Street Holdings LLC WA

Executive Compensation Clawback Policy

HOMESTREET, INC. COMPENSATION RECOVERY POLICY (Adopted and approved on November 29, 2023 and effective as of October 2, 2023) 1.Purpose HomeStreet, Inc. (collectively with its subsidiaries, the “Company”) is committed to promoting high standards of honest and ethical business conduct and compliance with applicable laws, rules and regulations. As part of this commitment, the Company has adopted thi

contained in the signature page of this Annual Report on

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-35424 HOMESTREET, IN

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following is a trans

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following is a transcript of a call made by the Chief Executive Officer of HomeStreet, Inc. (“HomeStreet”) to HomeStreet employees that includes information regarding the

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following article wa

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following article was published by The Seattle Times and includes information related to the proposed transaction between HomeStreet, Inc. and FirstSun Capital Bancorp. T

HMST / HomeStreet, Inc. / Fourthstone LLC - FORM SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Amendment No.)* Under the Securities Exchange Act of 1934 HOMESTREET, INC. (Name of Issuer) Common Stock, no par value per share (Titles of Class of Securities) 43785V102 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursua

HMST / HomeStreet, Inc. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv01129-homestreetinc.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 7)* Name of issuer: HomeStreet Inc Title of Class of Securities: Common Stock CUSIP Number: 43785V102 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to designate the r

HMST / HomeStreet, Inc. / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 7 )* HomeStreet Inc (Name of Issuer) Common Stock (Title of Class of Securities) 43785V102 (CUSIP Number) December 29, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to desi

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following presentati

a425filing-investorslide Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following presentation will be presented by HomeStreet, Inc. and FirstSun Capital Bancorp at upcoming investor meetings. This presentation includ

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following 2023 Affin

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following 2023 Affinity Lending Annual report was provided to all affinity lenders and included a discussion of the proposed transaction between HomeStreet, Inc. and Firs

TRANSFORMATIONAL STRATEGIC MERGER E n h a n c i n g V a l u e f o r O u r S h a r e h o l d e r s , C u s t o m e r s a n d C o m m u n i t i e s F E B R U A R Y 2 0 2 4 P o s i t i o n e d f o r G r o w t h i n a C h a l l e n g i n g O p e r a t i

TRANSFORMATIONAL STRATEGIC MERGER E n h a n c i n g V a l u e f o r O u r S h a r e h o l d e r s , C u s t o m e r s a n d C o m m u n i t i e s F E B R U A R Y 2 0 2 4 P o s i t i o n e d f o r G r o w t h i n a C h a l l e n g i n g O p e r a t i n g E n v i r o n m e n t 2 DISCLAIMER & FORWARD LOOKING STATEMENTS FORWARD-LOOKING STATEMENTS This communication contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 5, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission Fil

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following document i

Filed by: HomeStreet, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: HomeStreet, Inc. Commission File No.: 001-35424 The following document is a HomeStreet email that was sent to all employees directing them to an Employee Merger Resource Center made in connection with the proposed transact

HomeStreet Reports Year End and Fourth Quarter 2023 Results

HomeStreet Reports Year End and Fourth Quarter 2023 Results SEATTLE –January 29, 2024 – (BUSINESS WIRE) – HomeStreet, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 29, 2024 HOMESTREET, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 29, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission Fil

HomeStreet Reports Year End and Fourth Quarter 2023 Results

HomeStreet Reports Year End and Fourth Quarter 2023 Results SEATTLE –January 29, 2024 – (BUSINESS WIRE) – HomeStreet, Inc.

HomeStreet Reports Year End and Fourth Quarter 2023 Results

HomeStreet Reports Year End and Fourth Quarter 2023 Results SEATTLE –January 29, 2024 – (BUSINESS WIRE) – HomeStreet, Inc.

HomeStreet Reports Year End and Fourth Quarter 2023 Results

HomeStreet Reports Year End and Fourth Quarter 2023 Results SEATTLE –January 29, 2024 – (BUSINESS WIRE) – HomeStreet, Inc.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 29, 2024 HOMESTREET, INC. (Exact name of registrant as specified in its charter) Washington 001-35424 91-0186600 (State or other jurisdiction of incorporation) (Commission Fil