FMBM / F & M Bank Corp. - Zgłoszenia SEC, Raport roczny, o pełnomocnictwie

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 21, 2026

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 21, 2026 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Number

AMENDMENT TO THE F&M BANK CORP. 2020 STOCK INCENTIVE PLAN

EXHIBIT 10.1 AMENDMENT TO THE F&M BANK CORP. 2020 STOCK INCENTIVE PLAN WHEREAS, F&M Bank Corp. (the “Company”), maintains the F&M Bank Corp. 2020 Stock Incentive Plan, as amended (the “Plan”); WHEREAS, pursuant to Section 13(b) of the Plan, the board of directors of the Company (the “Board”) is authorized to amend the Plan, subject in certain cases to the approval of the Company’s shareholders; WH

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 16, 2026

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 16, 2026 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Number

2026 ANNUAL MEETING PRESENTATION

EXHIBIT 99.1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 15, 2026

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 15, 2026 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Number

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10‑Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10‑Q ☒ Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2026 ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F&M BANK CORP. Virginia 54-1280811 (State or Other Jurisdictio

F&M BANK CORP. RECORDS BOOST TO NET INCOME WITH AFTER-TAX GAIN OF $3.8 MILLION The one-time gain resulted from the Company’s investment in Richmond, Virginia-based Bearing Insurance Group, Inc., which was sold on April 30, 2026.

EXHIBIT 99.1 FOR RELEASE FOR MORE INFORMATION, CONTACT May 4, 2026 Lisa F. Campbell | EVP | Chief Financial Officer F&M Bank Corp. 540-896-1705 OTCQX: FMBM fmbankva.com F&M BANK CORP. RECORDS BOOST TO NET INCOME WITH AFTER-TAX GAIN OF $3.8 MILLION The one-time gain resulted from the Company’s investment in Richmond, Virginia-based Bearing Insurance Group, Inc., which was sold on April 30, 2026. Ti

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 4, 2026

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 4, 2026 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Number)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2026

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2026 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Numb

F&M BANK CORP. REPORTS FIRST QUARTER 2026 EARNINGS AND QUARTERLY DIVIDEND Net income rose 31.3% in a year‑over‑year comparison; and the Company experienced growth in assets, loans, and deposits on both a linked quarter and year-to-year basis. See ass

EXHIBIT 99.1 FOR RELEASE FOR MORE INFORMATION, CONTACT April 28, 2026 Lisa F. Campbell | EVP | Chief Financial Officer F&M Bank Corp. 540-896-1705 OTCQX: FMBM : fmbankva.com F&M BANK CORP. REPORTS FIRST QUARTER 2026 EARNINGS AND QUARTERLY DIVIDEND Net income rose 31.3% in a year‑over‑year comparison; and the Company experienced growth in assets, loans, and deposits on both a linked quarter and yea

FORM ARS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10‑K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 Commission file number: 0-13273

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10‑K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 Commission file number: 0-13273 F&M BANK CORP. (Exact name of registrant as specified in its charter) Virginia 54-1280811 State or other jurisdiction of incorporation or organization I.R.S

List of Subsidiaries of the Registrant

EXHIBIT 21.1 List of Subsidiaries of the Registrant Farmers & Merchants Bank (incorporated in Virginia) VSTitle, LLC (a Virginia Limited Liability Company)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2026

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2026 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Nu

F&M BANK CORP. REPORTS FOURTH QUARTER AND YEAR-END RESULTS FOR 2025, INCLUDING RECORD EARNINGS FOR THE YEAR Net income for 2025 exceeded 2024 by $3.9 million. See associated, unaudited summary consolidated financial data for additional information.

EXHIBIT 99.1 FOR IMMEDIATE RELEASE January 30, 2026 F&M Bank Corp. OTCQX: FMBM FOR MORE INFORMATION, CONTACT Lisa F. Campbell | EVP | Chief Financial Officer 540-896-1705 fmbankva.com F&M BANK CORP. REPORTS FOURTH QUARTER AND YEAR-END RESULTS FOR 2025, INCLUDING RECORD EARNINGS FOR THE YEAR Net income for 2025 exceeded 2024 by $3.9 million. See associated, unaudited summary consolidated financial

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2026

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2026 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Nu

AMENDED AND RESTATED EMPLOYMENT AGREEMENT

Exhibit 10.2 AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT (this “Agreement”) is made and entered into as of December 16, 2025 (the "Effective Date") by and between F&M Bank Corp., a Virginia corporation (the "Corporation"), the Corporation's wholly-owned subsidiary, Farmers & Merchants Bank (the "Bank"), and Barton E. Black ("Employee"). RECITALS WHEREAS

AMENDED AND RESTATED EMPLOYMENT AGREEMENT

Exhibit 10.1 AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT (this “Agreement”) is made and entered into as of December 16, 2025 (the "Effective Date") by and between F&M Bank Corp., a Virginia corporation (the "Corporation"), the Corporation's wholly-owned subsidiary, Farmers & Merchants Bank (the "Bank"), and Aubrey Michael "Mike" Wilkerson ("Employee").

AMENDED AND RESTATED EMPLOYMENT AGREEMENT

Exhibit 10.3 AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT (this “Agreement”) is made and entered into as of December 16, 2025 (the "Effective Date") by and between F&M Bank Corp., a Virginia corporation (the "Corporation"), the Corporation's wholly-owned subsidiary, Farmers & Merchants Bank (the "Bank"), and Lisa F. Campbell ("Employee"). RECITALS WHEREA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 16, 2025

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 16, 2025 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File N

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10‑Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10‑Q ☒ Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2025 ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F&M BANK CORP. Virginia 54-1280811 (State or Other Jurisdi

F & M BANK CORP. 7.55% FIXED TO FLOATING RATE SUBORDINATED NOTE DUE NOVEMBER 1, 2035

EXHIBIT 4.1 F & M BANK CORP. 7.55% FIXED TO FLOATING RATE SUBORDINATED NOTE DUE NOVEMBER 1, 2035 THE INDEBTEDNESS EVIDENCED BY THIS SUBORDINATED NOTE IS NOT A DEPOSIT AND IS NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER GOVERNMENT AGENCY OR FUND. THE INDEBTEDNESS EVIDENCED BY THIS SUBORDINATED NOTE IS SUBORDINATED AND JUNIOR IN RIGHT OF PAYMENT TO SENIOR INDEBTEDNESS (AS DE

SUBORDINATED NOTE PURCHASE AGREEMENT

EXHIBIT 10.1 SUBORDINATED NOTE PURCHASE AGREEMENT This SUBORDINATED NOTE PURCHASE AGREEMENT (this “Agreement”) is dated as of October 24, 2025, and is made by and between F & M Bank Corp., a Virginia corporation (“Company”), and the purchaser of the Subordinated Note (as defined herein) identified on the signature page hereto (“Purchaser”). RECITALS WHEREAS, Company has requested that Purchaser pu

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 24, 2025

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 24, 2025 F&M Bank Corp (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Num

F&M Bank Corp. Reports THIRD Quarter 2025 AND YEAR-TO-DATE Earnings and quarterly Dividend Year-to-date net income exceeds the 2024 result for the same period by $3.3 million. See associated, unaudited summary consolidated financial data for addition

EXHIBIT 99.1 FOR IMMEDIATE RELEASE FOR MORE INFORMATION, CONTACT October 28, 2025 Lisa F. Campbell | EVP | Chief Financial Officer F&M Bank Corp. 540-896-1705 OTCQX: FMBM fmbankva.com F&M Bank Corp. Reports THIRD Quarter 2025 AND YEAR-TO-DATE Earnings and quarterly Dividend Year-to-date net income exceeds the 2024 result for the same period by $3.3 million. See associated, unaudited summary consol

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 18, 2025

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 18, 2025 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File

PRESENTATION

EXHIBIT 99.1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 3, 2025

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 3, 2025 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10‑Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10‑Q ☒ Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2025 ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F&M BANK CORP. Virginia 54-1280811 (State or Other Jurisdiction

F&M BANK CORP. REPORTS SECOND QUARTER 2025 EARNINGS AND QUARTERLY DIVIDEND Continued positive trends in key categories bring strong results. See associated, unaudited summary consolidated financial data for additional information.

EXHIBIT 99.1 FOR IMMEDIATE RELEASE FOR MORE INFORMATION, CONTACT July 30, 2025 Lisa F. Campbell | EVP | Chief Financial Officer F&M Bank Corp. 540-896-1705 OTCQX: FMBM fmbankva.com F&M BANK CORP. REPORTS SECOND QUARTER 2025 EARNINGS AND QUARTERLY DIVIDEND Continued positive trends in key categories bring strong results. See associated, unaudited summary consolidated financial data for additional i

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2025

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2025 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Numbe

F&M BANK CORP. ANNOUNCES AUTHORIZATION OF STOCK REPURCHASE PROGRAM Board of Directors authorizes repurchase of up to $2.2 million of Company’s outstanding common stock.

EXHIBIT 99.1 FOR IMMEDIATE RELEASE FOR MORE INFORMATION, CONTACT June 4, 2025 Lisa F. Campbell | EVP | Chief Financial Officer F&M Bank Corp. 540-896-1705 OTCQX: FMBM fmbankva.com F&M BANK CORP. ANNOUNCES AUTHORIZATION OF STOCK REPURCHASE PROGRAM Board of Directors authorizes repurchase of up to $2.2 million of Company’s outstanding common stock. Timberville, VA / June 4, 2025 . . . F&M Bank Corp.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 4, 2025

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 4, 2025 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Number

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 17, 2025

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 17, 2025 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Number

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 16, 2025

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 16, 2025 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Number

F & M Bank Corp. 2025 Annual Meeting Presentation

EXHIBIT 99.1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10‑Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10‑Q ☒ Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2025 ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F&M BANK CORP. Virginia 54-1280811 (State or Other Jurisdictio

F&M Bank Corp. Reports FIRST Quarter 2025 Earnings and quarterly Dividend Strong attention to fundamentals drives net income growth for the quarter. See associated, unaudited summary consolidated financial data for additional information.

EXHIBIT 99.1 FOR IMMEDIATE RELEASE FOR MORE INFORMATION, CONTACT April 29, 2025 Lisa F. Campbell | EVP | Chief Financial Officer F&M Bank Corp. 540-896-1705 OTCQX: FMBM fmbankva.com F&M Bank Corp. Reports FIRST Quarter 2025 Earnings and quarterly Dividend Strong attention to fundamentals drives net income growth for the quarter. See associated, unaudited summary consolidated financial data for add

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 29, 2025 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Numb

ARS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. ___ )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. ) Filed by the Registrant ⌧ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defin

Subsidiaries of the Registrant

EXHIBIT 21.1 List of Subsidiaries of the Registrant Farmers & Merchants Bank (incorporated in Virginia) VSTitle, LLC (a Virginia Limited Liability Company) VBS Mortgage, LLC, DBA F&M Mortgage (a Virginia Limited Liability Company), a subsidiary of Farmers & Merchants Bank

F&M Bank Corp. Insider Trading and Reporting Policy

EXHIBIT 19.1 F&M BANK CORP. INSIDER TRADING AND REPORTING POLICY Control Objectives The Board of Directors of F&M Bank Corp. (the “Company”) has adopted this Insider Trading and Reporting Policy to (i) provide a general overview of the laws and regulations relating to insider trading and reporting and (ii) establish and set forth the policies that must be observed in connection with the use and ha

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10‑K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 Commission file number: 0-13273

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10‑K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 Commission file number: 0-13273 F&M BANK CORP. (Exact name of registrant as specified in its charter) Virginia 54-1280811 State or other jurisdiction of I.R.S. Employer Identification No.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2025 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Nu

F&M BANK CORP. REPORTS YEAR-END AND FOURTH QUARTER 2024 EARNINGS AND QUARTERLY DIVIDEND Strategic initiatives established in 2023 drive strong results for 2024. See associated, unaudited summary consolidated financial data for additional information.

EXHIBIT 99.1 FOR IMMEDIATE RELEASE January 30, 2025 F&M Bank Corp. OTCQX: FMBM FOR MORE INFORMATION, CONTACT Lisa F. Campbell | EVP | Chief Financial Officer 540-896-1705 fmbankva.com F&M BANK CORP. REPORTS YEAR-END AND FOURTH QUARTER 2024 EARNINGS AND QUARTERLY DIVIDEND Strategic initiatives established in 2023 drive strong results for 2024. See associated, unaudited summary consolidated financia

Amended and Restated Bylaws of F & M Bank Corp., effective as of January 23, 2025

EXHIBIT 3.1 AMENDED AND RESTATED BYLAWS OF F & M BANK CORP. ARTICLE I Shareholder Matters Section 1.1. Places of Meetings. All meetings of the shareholders of the Corporation shall be held at such place, either within or without the Commonwealth of Virginia, as may be fixed by the Board of Directors (also referred to herein as the “Board”). The Board of Directors may also hold any meeting of share

Letter of Yount, Hyde & Barbour, P.C., dated January 28, 2025

EXHIBIT 16.1 January 28, 2025 Securities and Exchange Commission Washington, D.C. 20549 Commissioners: We have read F&M Bank Corp.’s statements included under Item 4.01(a) of its Form 8-K filed on January 28, 2025 and we agree with such statements concerning our firm.

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 23, 2025 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Nu

FMBM / F & M Bank Corp. / Fourthstone LLC - AMENDMENT TO FORM SC 13G Passive Investment

SC 13G/A 1 fmbm-sc13ga093024.htm AMENDMENT TO FORM SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Amendment No. 1)* Under the Securities Exchange Act of 1934 F&M BANK CORPORATION (Name of Issuer) Common Stock, par value $5.00 (Titles of Class of Securities) 30237P106 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this State

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q ☒ Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2024 ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F&M BANK CORP. Virginia 54-1280811 (State or Other Jurisdi

F&M BANK CORP. REPORTS THIRD QUARTER 2024 EARNINGS AND QUARTERLY DIVIDEND Stock price shows strong increase in third quarter 2024 as core earnings remain solid. See associated, unaudited summary consolidated financial data for additional information.

EXHIBIT 99.1 FOR IMMEDIATE RELEASE November 8, 2024 F&M Bank Corp. OTCQX: FMBM FOR MORE INFORMATION, CONTACT Lisa F. Campbell | EVP | Chief Financial Officer 540-896-1705 fmbankva.com F&M BANK CORP. REPORTS THIRD QUARTER 2024 EARNINGS AND QUARTERLY DIVIDEND Stock price shows strong increase in third quarter 2024 as core earnings remain solid. See associated, unaudited summary consolidated financia

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 8, 2024 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Nu

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 23, 2024

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 23, 2024 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Nu

Investor Presentation September 2024

EXHIBIT 99.1 Investor Presentation September 2024 Caution Regarding Forward Looking Statements As used in this presentation, the terms “Company,” “F&M,” “we,” “our” or “us” refer to F & M Bank Corp. and its consolidated subsidiaries. The “Bank” refers to Farmers & Merchants Bank, which is a wholly owned subsidiary of the Company. Certain statements in this presentation may constitute “forward-look

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 5, 2024 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File N

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q ☒ Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2024 ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F&M BANK CORP. Virginia 54-1280811 (State or Other Jurisdiction

F&M Bank Corp. Reports SECOND Quarter 2024 Earnings and quarterly Dividend F&M continues strong start to 2024 with solid second quarter results. See associated, unaudited summary consolidated financial data for additional information.

EXHIBIT 99.1 FOR IMMEDIATE RELEASE FOR MORE INFORMATION, CONTACT July 29, 2024 Lisa F. Campbell | EVP | Chief Financial Officer F&M Bank Corp. 540-896-1705 OTCQX: FMBM fmbankva.com F&M Bank Corp. Reports SECOND Quarter 2024 Earnings and quarterly Dividend F&M continues strong start to 2024 with solid second quarter results. See associated, unaudited summary consolidated financial data for addition

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2024 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Numbe

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 18, 2024 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Numbe

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): 5/18/2024 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Number) (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q ☒ Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2024 ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F&M BANK CORP. Virginia 54-1280811 (State or Other Jurisdictio

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 10, 2024 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Number

As filed with the Securities and Exchange Commission on May 10, 2024

As filed with the Securities and Exchange Commission on May 10, 2024 Registration Statement No.

F&M Bank Corp. 2023 Directors Stock Incentive Plan*

EX-4.1 2 fmbmex41.htm F&M BANK EXHIBIT 4.1 F & M BANK CORP. 2023 DIRECTORS STOCK INCENTIVE PLAN 1. Purpose; Eligibility. (a) General Purpose. The purpose of the F & M Bank Corp. 2023 Directors Stock Incentive Plan is to further the long-term stability and financial success of the Company by attracting and retaining directors and advisory directors through the use of stock and stock-based incentive

Filing Fee Table*

EXHIBIT 107.1 Calculation of Filing Fee Tables Form S-8 (Form Type) F & M Bank Corp. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount To Be Registered(1) Proposed Maximum Offering Price Per Share Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Common Stock, $5.00 pa

F&M BANK CORP. REPORTS FIRST QUARTER 2024 EARNINGS AND QUARTERLY DIVIDEND F&M reports solid first quarter results, shows strong start in 2024. See associated, unaudited summary consolidated financial data for additional information.

EXHIBIT 99.1 FOR IMMEDIATE RELEASE FOR MORE INFORMATION, CONTACT April 30, 2024 Lisa F. Campbell | EVP | Chief Financial Officer F&M Bank Corp. 540-896-1705 OTCQX: FMBM fmbankva.com F&M BANK CORP. REPORTS FIRST QUARTER 2024 EARNINGS AND QUARTERLY DIVIDEND F&M reports solid first quarter results, shows strong start in 2024. See associated, unaudited summary consolidated financial data for additiona

F&M BANK CORP. REPORTS FIRST QUARTER 2024 EARNINGS AND QUARTERLY DIVIDEND F&M reports solid first quarter results, shows strong start in 2024. See associated, unaudited summary consolidated financial data for additional information.

EXHIBIT 99.1 FOR IMMEDIATE RELEASE FOR MORE INFORMATION, CONTACT April 30, 2024 Lisa F. Campbell | EVP | Chief Financial Officer F&M Bank Corp. 540-896-1705 OTCQX: FMBM fmbankva.com F&M BANK CORP. REPORTS FIRST QUARTER 2024 EARNINGS AND QUARTERLY DIVIDEND F&M reports solid first quarter results, shows strong start in 2024. See associated, unaudited summary consolidated financial data for additiona

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2024 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Numb

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2024 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. ___ )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defin

ARS

Subsidiaries of the Registrant

EXHIBIT 21 List of Subsidiaries of the Registrant Farmers & Merchants Bank (incorporated in Virginia) VSTitle, LLC (a Virginia Limited Liability Company) Farmers & Merchants Financial Services (incorporated in Virginia), a subsidiary of Farmers & Merchants Bank VBS Mortgage, LLC, DBA F&M Mortgage (a Virginia Limited Liability Company), a subsidiary of Farmers & Merchants Bank

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For fiscal year ended December 31, 2023 Commission file number: 0-13273

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For fiscal year ended December 31, 2023 Commission file number: 0-13273 F&M BANK CORP. (Exact name of registrant as specified in its charter) Virginia 54-1280811 State or other jurisdiction of incorporation or organization I.R.S. Em

FMBM / F & M Bank Corp. / Fourthstone LLC - FORM SC 13G Passive Investment

SC 13G 1 fmbm-sc13g123123.htm FORM SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Amendment No.)* Under the Securities Exchange Act of 1934 F&M BANK CORPORATION (Name of Issuer) Common Stock, par value $5.00 (Titles of Class of Securities) 30237P106 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appro

Investor presentation materials

EXHIBIT 99.1

F&M Bank Corp. Reports year-END and Fourth Quarter 2023 Earnings and quarterly Dividend F&M shows solid fourth quarter results, positioning the Company for a strong start in 2024 . See associated, unaudited consolidated financial data for additional

EXHIBIT 99.1 FOR IMMEDIATE RELEASE FOR MORE INFORMATION, CONTACT January 29, 2024 Lisa F. Campbell | EVP | Chief Financial Officer F&M Bank Corp. 540-896-1705 OTCQX: FMBM fmbankva.com F&M Bank Corp. Reports year-END and Fourth Quarter 2023 Earnings and quarterly Dividend F&M shows solid fourth quarter results, positioning the Company for a strong start in 2024 . See associated, unaudited consolida

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): 1/30/2024 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Number) (

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): 1/29/2024 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Number) (

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): 12/14/2023 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Comm

Investor presentation materials

EXHIBIT 99.1

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): 12/14/2023 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Number

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q ☒ Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2023 ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F&M BANK CORP. Virginia 54-1280811 (State or Other Jurisdi

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): 11/7/2023 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Number)

F&M BANK CORP. REPORTS YEAR-TO-DATE AND THIRD QUARTER 2023 RESULTS AND QUARTERLY DIVIDEND F&M Bank grows loans and net income in the third quarter, focuses on future growth and opportunities. See associated, unaudited consolidated financial data for

EXHIBIT 99.1 FOR IMMEDIATE RELEASE November 1, 2023 F&M Bank Corp. OTCQX: FMBM FOR MORE INFORMATION, CONTACT Lisa F. Campbell | EVP | Chief Financial Officer 540-896-1705 fmbankva.com F&M BANK CORP. REPORTS YEAR-TO-DATE AND THIRD QUARTER 2023 RESULTS AND QUARTERLY DIVIDEND F&M Bank grows loans and net income in the third quarter, focuses on future growth and opportunities. See associated, unaudite

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): 11/1/2023 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Number)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q ☒ Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2023 ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F&M BANK CORP. Virginia 54-1280811 (State or Other Jurisdiction

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2023 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Numbe

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 27, 2023

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 27, 2023 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Numbe

F&M Bank Corp. Reports Second Quarter 2023 Results and Dividend F&M Bank grows loans and deposits in the second quarter, focuses on future growth and opportunities. See associated, unaudited consolidated financial data for additional information.

EXHIBIT 99.1 FOR IMMEDIATE RELEASE FOR MORE INFORMATION, CONTACT July 27, 2023 Lisa F. Campbell | EVP | Chief Financial Officer F&M Bank Corp. 540-896-1705 OTCQX: FMBM fmbankva.com F&M Bank Corp. Reports Second Quarter 2023 Results and Dividend F&M Bank grows loans and deposits in the second quarter, focuses on future growth and opportunities. See associated, unaudited consolidated financial data

ARS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. ___ )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. ) Filed by the Registrant ⌧ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defin

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q ☒ Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2023 ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F&M BANK CORP. Virginia 54-1280811 (State or Other Jurisdictio

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2023

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2023 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Nu

F&M Bank Corp. Reports First Quarter 2023 Results and Dividend F&M Bank grows deposits in the first quarter, focuses on the future. See associated, unaudited financials for additional information.

EXHIBIT 99.1 FOR IMMEDIATE RELEASE April 28, 2023 F&M Bank Corp. OTCQX: FMBM FOR MORE INFORMATION, CONTACT Lisa F. Campbell | EVP | Chief Financial Officer 540-896-1705 fmbankva.com F&M Bank Corp. Reports First Quarter 2023 Results and Dividend F&M Bank grows deposits in the first quarter, focuses on the future. See associated, unaudited financials for additional information. Timberville, VA / Apr

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 Commission File Num

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 Commission File Number: 0-13273 F&M BANK CORP. (Exact name of registrant as specified in its charter) Virginia 54-1280811 (State or other jurisdiction of incorporation o

F&M Bank Corp. Reports First Quarter 2023 Results and Dividend F&M Bank grows deposits in the first quarter, focuses on the future. See associated, unaudited financials for additional information.

EXHIBIT 99.1 FOR IMMEDIATE RELEASE April 28, 2023 F&M Bank Corp. OTCQX: FMBM FOR MORE INFORMATION, CONTACT Lisa F. Campbell | EVP | Chief Financial Officer 540-896-1705 fmbankva.com F&M Bank Corp. Reports First Quarter 2023 Results and Dividend F&M Bank grows deposits in the first quarter, focuses on the future. See associated, unaudited financials for additional information. Timberville, VA / Apr

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2023

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2023 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Numb

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2023 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Numb

THE BOARD OF DIRECTORS OF F&M BANK CORP. APPOINTS MIKE WILKERSON AS CHIEF EXECUTIVE OFFICER AND BARTON BLACK AS PRESIDENT OF F&M BANK CORP. AND F&M BANK The appointments come as former President and CEO Mark Hanna leaves the Bank and steps down as a

EXHIBIT 99.1 FOR IMMEDIATE RELEASE April 10, 2023 F&M Bank Corp. OTCQX: FMBM FOR MORE INFORMATION, CONTACT Lisa F. Campbell | EVP | Chief Financial Officer 540-896-1705 fmbankva.com THE BOARD OF DIRECTORS OF F&M BANK CORP. APPOINTS MIKE WILKERSON AS CHIEF EXECUTIVE OFFICER AND BARTON BLACK AS PRESIDENT OF F&M BANK CORP. AND F&M BANK The appointments come as former President and CEO Mark Hanna leav

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 10, 2023 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Numb

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For fiscal year ended December 31, 2022 Commission file number: 0-13273

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For fiscal year ended December 31, 2022 Commission file number: 0-13273 F&M BANK CORP. (Exact name of registrant as specified in its charter) Virginia 54-1280811 State or other jurisdiction of incorporation or organization I.R.S. Em

List of Subsidiaries of the Registrant

EXHIBIT 21 List of Subsidiaries of the Registrant Farmers & Merchants Bank (incorporated in Virginia) VSTitle, LLC (a Virginia Limited Liability Company) TEB Life Insurance Company (incorporated in Arizona), a subsidiary of Farmers & Merchants Bank Farmers & Merchants Financial Services (incorporated in Virginia), a subsidiary of Farmers & Merchants Bank VBS Mortgage, LLC, DBA F&M Mortgage (a Virg

Employment Agreement, dated January 4, 2021, by and between F&M Bank Corp. and Aubrey Michael Wilkerson, incorporated herein by reference from Exhibit 10.10 from F&M Bank Corp.’s Annual Report on Form 10-K, filed March 22, 2023.

EXHIBIT 10.10 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this "Agreement') is made and entered into as of the 4th day of January, 2021 (the ""Effective Date") by and between F&M Bank Corp., a Virginia corporation (the "Corporation"), the Corporation's wholly-owned subsidiary, Farmers & Merchants Bank (the "Bank"), and Aubrey Michael "Mike" Wilkerson ("'Employee"). RECITALS WHEREAS, the Corpor

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 14, 2005 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File N

F&M Bank Corp. Reports Fourth Quarter and Year-End 2022 Results and Fourth Quarter Dividend Strong fourth quarter loan growth sets the stage for solid results in 2023. See associated, unaudited financials for additional information.

EXHIBIT 99.1 FOR IMMEDIATE RELEASE FOR MORE INFORMATION, CONTACT January 30, 2023 Lisa F. Campbell | EVP | Chief Financial Officer F&M Bank Corp. OTCQX: FMBM 540-896-1705 fmbankva.com F&M Bank Corp. Reports Fourth Quarter and Year-End 2022 Results and Fourth Quarter Dividend Strong fourth quarter loan growth sets the stage for solid results in 2023. See associated, unaudited financials for additio

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 10, 2023 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Nu

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q ☒ Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2022. ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F&M BANK CORP. Virginia 54-1280811 (State or Other Jurisd

Separation Agreement and General Release, by and between F&M Bank Corp. and Carrie A. Comer (filed herewith).

EXHIBIT 10.1 CONFIDENTIAL SEPARATION AGREEMENT & GENERAL RELEASE This Confidential Separation Agreement & General Release (the ?Agreement?) is entered into this 20th day of September 2022, by and between F&M Bank Corp., a Virginia corporation (the ?Company?) and Carrie Comer (?Employee?) in light of the following: WHEREAS, Employee has been employed at-will by the Company; WHEREAS, Employee?s last

F & M Bank Corp.---News and Financials F & M BANK CORP. ANNOUNCES THIRD QUARTER 2022 EARNINGS AND DIVIDEND

EXHIBIT 99.1 F & M Bank Corp.-News and Financials F & M BANK CORP. ANNOUNCES THIRD QUARTER 2022 EARNINGS AND DIVIDEND CONTACT: Lisa Campbell, EVP/Chief Financial Officer 540-896-1705 or [email protected] TIMBERVILLE, VA?October 26, 2022?F & M Bank Corp. (OTCQX: FMBM), parent company (the Company) of Farmers & Merchants Bank today reported earnings for the quarter ending September 30, 2022. Ma

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 26, 2022 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Nu

Employment Agreement, dated October 18, 2022, by and between F&M Bank Corp. and Lisa F. Campbell, incorporated herein by reference from Exhibit 10.1 to F&M Bank Corp.’s Current Report on Form 8-K filed October 24, 2022.

Exhibit 10.1 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this ?Agreement?) is made and entered into as of the 18th day of October 2022 (the ?Effective Date?) by and between F&M Bank Corp., a Virginia corporation (the ?Corporation?), the Corporation?s wholly-owned subsidiary, Farmers & Merchants Bank (the ?Bank?), and Lisa F. Campbell (?Employee?). RECITALS WHEREAS, the Corporation is a bank ho

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 18, 2022 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (Commission File Number) 54-

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K 1 fmbform8k10192022.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 14, 2022 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K 1 fmbform8k9202022.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 20, 2022 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 23, 2022 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (Commission File Number) 54-1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q ? Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2022. ? Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F&M BANK CORP. Virginia 54-1280811 (State or Other Jurisdictio

F & M Bank Corp.---News and Financials F & M BANK CORP. ANNOUNCES SECOND QUARTER 2022 EARNINGS AND DIVIDEND

EXHIBIT 99.1 F & M Bank Corp.-News and Financials F & M BANK CORP. ANNOUNCES SECOND QUARTER 2022 EARNINGS AND DIVIDEND CONTACT: Carrie Comer, EVP/Chief Financial Officer 540-896-1705 or [email protected] TIMBERVILLE, VA?July 27, 2022?F & M Bank Corp. (OTCQX: FMBM), parent company (the Company) of Farmers & Merchants Bank today reported earnings for quarter ending June 30, 2022. Mark Hanna, Presi

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 27, 2022 F&M Bank Corp (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Number

F & M Bank Corp. annual meeting presentation.

EX-99.1 2 fmbmex991.htm EX-99.1 EXHIBIT 99.1

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 26, 2022 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Numb

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q ☒ Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2022. ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F&M BANK CORP Virginia 54-1280811 (State or Other Jurisdictio

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 12, 2022 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Numb

F & M Bank Corp.---News and Financials F & M BANK CORP. ANNOUNCES FIRST QUARTER 2022 EARNINGS AND DIVIDEND

EXHIBIT 99.1 F & M Bank Corp.-News and Financials F & M BANK CORP. ANNOUNCES FIRST QUARTER 2022 EARNINGS AND DIVIDEND CONTACT: Carrie Comer, EVP/Chief Financial Officer 540-896-1705 or [email protected] TIMBERVILLE, VA?April 25, 2022?F & M Bank Corp. (OTCQX: FMBM), parent company (the Company) of Farmers & Merchants Bank today reported net income of $2.5 million for quarter ending March 31, 2022

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2022 F&M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Numb

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. ___ )

DEF 14A 1 def14a04122022.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. ) Filed by the Registrant ⌧ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted

Employment Agreement, dated December 30, 2020, by and between F&M Bank Corp. and F. Garth Knight, filed herewith.

Exhibit 10.9 AMENDED & RESTATED EMPLOYMENT AGREEMENT THIS AMENDED & RESTATED EMPLOYMENT AGREEMENT (the "Agreement") made and entered into as of December 30, 2020 (the "Effective Date") by and between F&M Bank Corp., a Virginia corporation (the "Corporation"), the Corporation's wholly-owned subsidiary, Farmers & Merchants Bank (the "Bank"), and F. Garth Knight ("Employee"). RECITALS WHEREAS, the Co

Form of Restricted Stock Award Agreement, incorporated herein by reference from Exhibit 10.7 from F&M Bank Corp.’s Form 10-K, filed March 22, 2023.

EXHIBIT 10.7 F & M BANK CORP. 2020 STOCK INCENTIVE PLAN Restricted Stock Award Agreement THIS RESTRICTED STOCK AWARD AGREEMENT (the ?Award Agreement?) between F & M BANK CORP., a Virginia corporation (the ?Company?), and (?Participant?), is made pursuant and subject to the provisions of the F & M Bank Corp. 2020 Stock Incentive Plan ( ?Plan?). All terms used herein that are defined in the Plan hav

Certification of Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

EX-26.1 6 fmbmex311.htm EX-31.1 EXHIBIT 31.1 CERTIFICATION OF CHIEF EXECUTIVE OFFICER Pursuant to section 302 of the Sarbanes-Oxley Act of 2002 (Chapter 63, Title 18 USC Section 1350 (A) and (B) I, Mark C. Hanna, certify that: 1. I have reviewed this annual report on Form 10-K of F & M Bank Corp; 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For fiscal year ended December 31, 2021 Commission file number: 0-13273

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For fiscal year ended December 31, 2021 Commission file number: 0-13273 F&M BANK CORP. (Exact name of registrant as specified in its charter) Virginia 54-1280811 State or other jurisdiction of incorporation or organization I.R.S. Em

Subsidiaries of the Registrant

EXHIBIT 21 List of Subsidiaries of the Registrant Farmers & Merchants Bank (incorporated in Virginia) VSTitle, LLC (a Virginia Limited Liability Company) TEB Life Insurance Company (incorporated in Arizona), a subsidiary of Farmers & Merchants Bank Farmers & Merchants Financial Services (incorporated in Virginia), a subsidiary of Farmers & Merchants Bank VBS Mortgage, LLC, DBA F&M Mortgage (a Virg

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2022 F&M BANK CORP (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Num

F & M Bank Corp.---News and Financials F & M BANK CORP. ANNOUNCES RECORD 2021 EARNINGS AND FOURTH QUARTER DIVIDEND

EXHIBIT 99.1 F & M Bank Corp.-News and Financials F & M BANK CORP. ANNOUNCES RECORD 2021 EARNINGS AND FOURTH QUARTER DIVIDEND CONTACT: Carrie Comer, EVP/Chief Financial Officer 540-896-1705 or [email protected] TIMBERVILLE, VA?January 25, 2022?F & M Bank Corp. (OTCQX: FMBM), parent company (the Company) of Farmers & Merchants Bank today reported net income available to common shareholders of $10

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q ? Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2021. ? Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F&M BANK CORP Virginia 54-1280811 (State or Other Jurisdi

F & M Bank Corp.---News and Financials F & M BANK CORP. ANNOUNCES THIRD QUARTER EARNINGS AND DIVIDEND

EXHIBIT 99.1 F & M Bank Corp.-News and Financials F & M BANK CORP. ANNOUNCES THIRD QUARTER EARNINGS AND DIVIDEND CONTACT: Carrie Comer, EVP/Chief Financial Officer 540-896-1705 or [email protected] TIMBERVILLE, VA?October 28, 2021?F & M Bank Corp. (OTCQX: FMBM), parent company of Farmers & Merchants Bank today reported net income available to common shareholders of $2.2 million and diluted earni

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 28, 2021 F&M BANK CORP (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Num

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 19, 2021 F&M BANK CORP (Exact name of registrant as specified in its charter) VA 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Number) (

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 2, 2021 F&M Bank Corp (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Nu

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q ☒ Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2021. ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F&M BANK CORP Virginia 54-1280811 (State or Other Jurisdiction

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 23, 2021 F&M BANK CORP (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Number

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 27, 2021 F&M Bank Corp (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Number

F & M Bank Corp.---News and Financials F & M BANK CORP. ANNOUNCES SECOND QUARTER EARNINGS AND DIVIDEND

EX-99 2 fmbmex991.htm EX 99 EXHIBIT 99.1 F & M Bank Corp.-News and Financials F & M BANK CORP. ANNOUNCES SECOND QUARTER EARNINGS AND DIVIDEND CONTACT: Carrie Comer, EVP/Chief Financial Officer 540-896-1705 or [email protected] TIMBERVILLE, VA—July 27, 2021—F & M Bank Corp. (OTCQX: FMBM), parent company of Farmers & Merchants Bank today reported net income available to common shareholders of $3.2

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q ☒ Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2021. ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F&M BANK CORP Virginia 54-1280811 (State or Other Jurisdictio

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 4, 2021 F&M BANK CORP (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (Commission File Number) 54-1280811

F & M Bank Corp.---News and Financials F & M BANK CORP. ANNOUNCES RECORD QUARTERLY EARNINGS AND REACHES $1 BILLION IN ASSETS IN FIRST QUARTER 2021

EX-99.1 2 fmbmex991.htm PRESS RELEASE Exhibit 99.1 F & M Bank Corp.-News and Financials F & M BANK CORP. ANNOUNCES RECORD QUARTERLY EARNINGS AND REACHES $1 BILLION IN ASSETS IN FIRST QUARTER 2021 CONTACT: Carrie Comer, EVP/Chief Financial Officer 540-896-1705 or [email protected] TIMBERVILLE, VA—April 26, 2021—F & M Bank Corp. (OTCQX: FMBM), parent company of Farmers & Merchants Bank today repor

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2021 F&M BANK CORP (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (Commission File Number) 54-12808

-

DEF 14A 1 fmbformdef14a04062021.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, For Use of the Commission Only (as pe

Annual Report - ANNUAL REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For fiscal year ended December 31, 2020 Commission file number: 0-13273 F&M BANK CORP (Exact name of registrant as specified in its charter) Virginia 54-1280811 (State or other jurisdiction of (I.R.S. Employer Identification No.) in

Subsidiaries of the Registrant

EX-21 2 fmbmex21.htm LIST OF SUBSIDIARIES OF THE REGISTRANT Exhibit 21 List of Subsidiaries of the Registrant Farmers & Merchants Bank (incorporated in Virginia) VSTitle, LLC (a Virginia Limited Liability Company) TEB Life Insurance Company (incorporated in Arizona), a subsidiary of Farmers & Merchants Bank Farmers & Merchants Financial Services (incorporated in Virginia), a subsidiary of Farmers

EX-99.1

EX-99.1 2 fmbmex991.htm PRESENTATION Exhibit 99.1

Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 4, 2021 F&M BANK CORP (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (Commission File Number) 54-128

F & M Bank Corp.---News and Financials F & M BANK CORP. ANNOUNCES FOURTH QUARTER EARNINGS AND DIVIDEND

EX-99.1 2 fmbmex991.htm PRESS RELEASE Exhibit 99.1 F & M Bank Corp.-News and Financials F & M BANK CORP. ANNOUNCES FOURTH QUARTER EARNINGS AND DIVIDEND CONTACT: Carrie Comer, EVP/Chief Financial Officer 540-896-1705 or [email protected] TIMBERVILLE, VA—January 28, 2021—F & M Bank Corp. (OTCQX: FMBM), parent company of Farmers & Merchants Bank, announces its financial results for the fourth quart

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2021 F&M BANK CORP (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (Commission File Number) 54-128

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2021 F&M BANK CORP (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (Commission File Number) 54-128

###

EX-99.1 2 fmbmex991.htm PRESS RELEASE Exhibit 99.1 FOR IMMEDIATE RELEASE: F&M Bank Announces Expansion into City of Waynesboro TIMBERVILLE, VA., January 27, 2021 - F&M Bank Corp. (OTCQX:FMBM), holding company for F&M Bank announced today its intention to open a new location in the City of Waynesboro, VA, expanding the $1B community bank’s presence to four banking offices in the Augusta County mark

Employment Agreement, dated December 30, 2020, by and between F&M Bank Corp. and Barton E. Black, incorporated herein by reference from Exhibit 10.1 to F&M Bank Corp.’s Current Report on Form 8-K, filed January 6, 2021.

Exhibit 10.2

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - CURRENT REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 30, 2020 F&M BANK CORP (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (Commission File Number) 54-12

Employment Agreement, dated December 30, 2020, by and between F&M Bank Corp. and Mark C. Hanna, incorporated herein by reference from Exhibit 10.1 to F&M Bank Corp.’s Current Report on Form 8-K, filed January 6, 2021.

EX-10.1 2 fmbmex10-1.htm EMPLOYMENT AGREEMENT, DATED DECEMBER 30, 2020, BY AND BETWEEN F&M BANK CORP. AND MARK C. HANNA Exhibit 10.1

EX-99.1

Exhibit 99.1

Other Events, Financial Statements and Exhibits - CURRENT REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 5, 2020 F&M BANK CORP (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (Commission File Number) 54-128

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q ☒ Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2020. ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F&M BANK CORP. Virginia 54-1280811 (State or Other Jurisd

F & M Bank Corp.---News and Financials F & M BANK CORP. ANNOUNCES THIRD QUARTER EARNINGS AND DIVIDEND

EX-99.1 2 fmbmex991.htm PRESS RELEASE Exhibit 99.1 F & M Bank Corp.-News and Financials F & M BANK CORP. ANNOUNCES THIRD QUARTER EARNINGS AND DIVIDEND CONTACT: Carrie Comer, EVP/Chief Financial Officer 540-896-8941 or [email protected] TIMBERVILLE, VA—October 26, 2020—F & M Bank Corp. (OTCQX: FMBM), parent company of Farmers & Merchants Bank, announces its financial results for the third quarter

Financial Statements and Exhibits, Results of Operations and Financial Condition - CURRENT REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 26, 2020 F&M BANK CORP (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (Commission File Number) 54-128

Financial Statements and Exhibits, Other Events - CURRENT REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 21, 2020 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission Fil

EX-99.1

EX-99.1 2 fmbmex991.htm INVESTOR PRESENTATION Exhibit 99.1

- NT 10-Q

NT 10-Q 1 fmbmnt10q.htm NT 10-Q OMB APPROVAL OMB Number: 3235-0058 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Expires: February 22, 2022 Estimated average burden hours per response 2.50 FORM 12b-25 SEC FILE NUMBER 000-13273 CUSIP NUMBER NOTIFICATION OF LATE FILING 30237P106 (Check one): ☐ Form 10-K ☐ Form 20-F ☐ Form 11-K ☑ Form 10-Q ☐ Form 10-D ☐ Form N-SAR ☐ Form N-C

Quarterly Report - QUARTERLY REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q ☒ Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2020. ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F&M BANK CORP Virginia 54-1280811 (State or other jurisdiction

-

As filed with the Securities and Exchange Commission on August 11, 2020. Registration No. 333- SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 F & M BANK CORP. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation or organization) 54-1280811 (I.R.S. Employer Identifica

F&M Bank Corp. 2020 Stock Incentive Plan, incorporated herein by reference from Exhibit 10.1 to F&M Bank Corp.’s Quarterly Report on Form 10-Q, filed August 11, 2020.

EXHIBIT 10.1 F & M BANK CORP. 2020 STOCK INCENTIVE PLAN 1. Purpose; Eligibility. (a) General Purpose. The purpose of the F & M Bank Corp. 2020 Stock Incentive Plan is to further the long-term stability and financial success of the Company by attracting and retaining personnel, including employees, directors and Consultants, through the use of stock and stock-based incentives.The Company believes t

Form of 2030 Subordinated Note (included as Exhibit 4.2 to the Current Report on Form 8-K filed July 31, 2020 and incorporated herein by reference).

Exhibit 4.2 FORM OF 2030 SUBORDINATED NOTE F & M BANK CORP. 6.00% FIXED TO FLOATING RATE SUBORDINATED NOTE DUE JULY 31, 2030 THE INDEBTEDNESS EVIDENCED BY THIS SUBORDINATED NOTE IS NOT A DEPOSIT AND IS NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER GOVERNMENT AGENCY OR FUND. THE INDEBTEDNESS EVIDENCED BY THIS SUBORDINATED NOTE IS SUBORDINATED AND JUNIOR IN RIGHT OF PAYMENT T

Form of Subordinated Note Purchase Agreement (included as Exhibit 10.1 to the Current Report on Form 8-K filed July 31, 2020 and incorporated herein by reference).

Exhibit 10.1 FORM OF SUBORDINATED NOTE PURCHASE AGREEMENT This SUBORDINATED NOTE PURCHASE AGREEMENT (this “Agreement”) is dated as of July 29, 2020, and is made by and among F & M Bank Corp., a Virginia corporation (“Company”), and the purchaser of the Subordinated Note identified on the signature page hereto (“Purchaser”). RECITALS WHEREAS, Company has requested that Purchaser purchase from Compa

Form of 2027 Subordinated Note (included as Exhibit 4.1 to the Current Report on Form 8-K filed July 31, 2020 and incorporated herein by reference).

Exhibit 4.1 FORM OF 2027 SUBORDINATED NOTE F & M BANK CORP. 5.75% FIXED RATE SUBORDINATED NOTE DUE JULY 31, 2027 THE INDEBTEDNESS EVIDENCED BY THIS SUBORDINATED NOTE IS NOT A DEPOSIT AND IS NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER GOVERNMENT AGENCY OR FUND. THE INDEBTEDNESS EVIDENCED BY THIS SUBORDINATED NOTE IS SUBORDINATED AND JUNIOR IN RIGHT OF PAYMENT TO SENIOR IND

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2020 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Num

F & M Bank Corp.---News and Financials F & M BANK CORP. ANNOUNCES SECOND QUARTER EARNINGS AND SECOND QUARTER DIVIDEND

Exhibit 99.1 F & M Bank Corp.-News and Financials F & M BANK CORP. ANNOUNCES SECOND QUARTER EARNINGS AND SECOND QUARTER DIVIDEND CONTACT: Carrie Comer, EVP/Chief Financial Officer 540-896-8941 or [email protected] TIMBERVILLE, VA—July 28, 2020—F & M Bank Corp. (OTCQX: FMBM), parent company of Farmers & Merchants Bank, announces its financial results for the second quarter ending June 30, 2020 an

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 28, 2020 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Num

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 10, 2020 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Num

Quarterly Report - QUARTERLY REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q [X] Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2020 [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F & M BANK CORP. Virginia 54-1280811 (State or other juris

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 5, 2020 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Numbe

WELCOME SHAREHOLDERS 2020 ANNUAL MEETING 1 MEETING AGENDA Call to order by Chairman Mike PughAppointment of inspectors and establish quorumReport of Proxy Committee- Aaron GreenPolls closedRecognize Bank Directors and Management F&M Corporate Board F

Exhibit 99.1 WELCOME SHAREHOLDERS 2020 ANNUAL MEETING 1 MEETING AGENDA Call to order by Chairman Mike PughAppointment of inspectors and establish quorumReport of Proxy Committee- Aaron GreenPolls closedRecognize Bank Directors and Management F&M Corporate Board F&M Executive Team Harrisonburg/Rockingham Community Board Augusta Community Board F&M Mortgage Board F&M Agriculture BoardApproval of una

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 5, 2020 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (Commission File Number) 54-12808

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2020 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Nu

F & M Bank Corp.---News and Financials F & M BANK CORP. ANNOUNCES BRANCH CLOSURES, FIRST QUARTER EARNINGS AND FIRST QUARTER DIVIDEND

Exhibit 99.1 F & M Bank Corp.-News and Financials F & M BANK CORP. ANNOUNCES BRANCH CLOSURES, FIRST QUARTER EARNINGS AND FIRST QUARTER DIVIDEND CONTACT: Carrie Comer, EVP/Chief Financial Officer 540-896-8941 or [email protected] TIMBERVILLE, VA—April 28, 2020—F & M Bank Corp. (OTCQX: FMBM), parent company of Farmers & Merchants Bank, announces three branch closures, its financial results for the

F&M Bank Corp. Announces Date and Location Change for its 2020 Annual Meeting of Shareholders Annual Meeting to be webcast in virtual-only format

Exhibit 99.1 F&M Bank Corp. Announces Date and Location Change for its 2020 Annual Meeting of Shareholders Annual Meeting to be webcast in virtual-only format TIMBERVILLE, VA – April 17, 2020 – F & M Bank Corp. (OTCQX: FMBM), parent company of Farmers & Merchants Bank, announced today that the date and location of its 2020 annual meeting of shareholders has been changed. The Annual Meeting will no

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 17, 2020 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (Commission File Number) 54-12

FMBM / F & M Bank Corp. DEFA14A - -

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐Defini

FMBM / F & M Bank Corp. DEF 14A - -

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defin

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 19, 2020 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (Commission File Number) 54-12

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A Amendment No. 1 CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 19, 2020 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (

Amended and Restated Bylaws of F & M Bank Corp., incorporated herein by reference from F&M Bank Corp.’s Current Report on Form 8-K, filed March 24, 2020.

Exhibit 3.1 BYLAWS OF F & M BANK CORP. ARTICLE I Shareholder Matters Section 1.1. Annual Meetings. The annual meeting of the shareholders of the Corporation shall be held on the first Saturday of May of each year or at such other date and at such place or, in the case of virtual-only meetings, at no physical place but solely by means of remote communication, in each case, as may be decided by the

Amended and Restated Bylaws of F & M Bank Corp., incorporated herein by reference from F & M Bank Corp.’s, Current Report on Form 8-K, filed March 24, 2020.

Exhibit 3.1 BYLAWS OF F & M BANK CORP. ARTICLE I Shareholder Matters Section 1.1. Annual Meetings. The annual meeting of the shareholders of the Corporation shall be held on the first Saturday of May of each year or at such other date and at such place as may be decided by the Board of Directors. At the annual meeting of the shareholders of the Corporation directors shall be elected and reports of

Description of Securities, incorporated herein by reference from Exhibit 4.1 to F&M Bank Corp’s Annual Report on Form 10-K, filed March 16, 2020.

EX-4.1 2 fmbmex41.htm DESCRIPTION OF SECURITIES Exhibit 4.1 DESCRIPTION OF SECURITIES As of December 31, 2019, the common stock, par value $5.00 per share, was the only class of securities of F&M Bank Corp. (the “Company”) registered under Section 12 of the Securities Exchange Act of 1934, as amended. The following section describes the general terms and provisions of the shares of the Company’s c

FMBM / F & M Bank Corp. 10-K - Annual Report - ANNUAL REPORT

10-K 1 fmbm10k.htm ANNUAL REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For fiscal year ended December 31, 2019 Commission file number: 0-13273 F & M BANK CORP. (Exact name of registrant as specified in its charter) Virginia 54-1280811 (State or other jurisdiction of inc

List of Subsidiaries of the Registrant

Exhibit 21 List of Subsidiaries of the Registrant Farmers & Merchants Bank (incorporated in Virginia) VSTitle, LLC (a Virginia Limited Liability Company) TEB Life Insurance Company (incorporated in Arizona), a subsidiary of Farmers & Merchants Bank Farmers & Merchants Financial Services (incorporated in Virginia), a subsidiary of Farmers & Merchants Bank VBS Mortgage, LLC, DBA F&M Mortgage (a Virg

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K 1 fmbm8k.htm CURRENT REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 24, 2020 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of

F & M Bank Corp.---News and Financials F & M BANK CORP. ANNOUNCES EARNINGS

Exhibit 99.1 F & M Bank Corp.-News and Financials F & M BANK CORP. ANNOUNCES EARNINGS CONTACT: Carrie Comer, EVP/Chief Financial Officer 540-896-8941 or [email protected] TIMBERVILLE, VA—January 31, 2020—F & M Bank Corp. (OTCQX: FMBM), parent company of Farmers & Merchants Bank, announces its financial results for the fourth quarter and year ended December 31, 2019. Selected highlights for the q

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2020 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File

Financial Statements and Exhibits, Other Events

8-K 1 fmbm8k.htm CURRENT REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 29, 2020 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of

F & M Bank Corp.---News ANNOUNCES DIVIDEND

Exhibit 99.1 F & M Bank Corp.-News ANNOUNCES DIVIDEND TIMBERVILLE, VA—January 29, 2020—F & M Bank Corp. (OTCQX: FMBM), parent company of Farmers & Merchants Bank, announces its recently declared third quarter dividend. Mark Hanna, President, commented “On January 24, 2020, our Board of Directors declared a fourth quarter dividend of $0.26 per share. Based on our most recent trade price of $28.13 p

Quarterly Report - QUARTERLY REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q [X] Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2019. [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F & M BANK CORP. Virginia 54-1280811 (State or Other

Financial Statements and Exhibits, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 28, 2019 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File

EX-10.1

Exhibit 10.1

F & M Bank Corp.---News and Financials F & M BANK CORP. ANNOUNCES THIRD QUARTER EARNINGS

EX-99.1 2 fmbmex991.htm PRESS RELEASE Exhibit 99.1 F & M Bank Corp.-News and Financials F & M BANK CORP. ANNOUNCES THIRD QUARTER EARNINGS TIMBERVILLE, VA—November 1, 2019—F & M Bank Corp. (OTCQX: FMBM), parent company of Farmers & Merchants Bank, announces its financial results for the third quarter ending September 30, 2019. Selected highlights for the quarter include: ● Net loss of $186,000 due

Results of Operations and Financial Condition, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 1, 2019 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File

Other Events, Financial Statements and Exhibits

8-K 1 fmbm8k.htm CURRENT REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 23, 2019 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13

F & M Bank Corp.---News ANNOUNCES DIVIDEND

Exhibit 99.1 F & M Bank Corp.-News ANNOUNCES DIVIDEND TIMBERVILLE, VA—October 23, 2019—F & M Bank Corp. (OTCQX: FMBM), parent company of Farmers & Merchants Bank, announces its recently declared third quarter dividend. Mark Hanna, President, commented “On October 18, 2019, our Board of Directors declared a third quarter dividend of $0.26 per share. Based on our most recent trade price of $26.00 pe

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 15, 2019 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File

EX-99.1

Exhibit 99.1

Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 5, 2019 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File

FMBM / F & M Bank Corp. 10-Q - Quarterly Report - QUARTERLY REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q ☒ Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2019. ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F & M BANK CORP. Virginia 54-1280811 (State or Other Jurisdict

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 2, 2019 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Nu

F & M Bank Corp.---News and Financials F & M BANK CORP. ANNOUNCES SECOND QUARTER EARNINGS

Exhibit 99.1 F & M Bank Corp.-News and Financials F & M BANK CORP. ANNOUNCES SECOND QUARTER EARNINGS CONTACT: Neil Hayslett, EVP/Chief Operating Officer 540-896-8941 or [email protected] TIMBERVILLE, VA—August 2, 2019—F & M Bank Corp. (OTCQX: FMBM), parent company of Farmers & Merchants Bank, announces its financial results for the second quarter ending June 30, 2019. Selected highlights for

F & M Bank Corp.---News ANNOUNCES DIVIDEND INCREASE

Exhibit 99.1 F & M Bank Corp.-News ANNOUNCES DIVIDEND INCREASE TIMBERVILLE, VA—July 22, 2019—F & M Bank Corp. (OTCQX: FMBM), parent company of Farmers & Merchants Bank, announces its recently declared second quarter dividend. Mark Hanna, President, commented “On July 19, 2019, our Board of Directors declared a second quarter dividend of $0.26 per share. This is a $0.01 increase over the prior quar

Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 22, 2019 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File Num

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 11, 2019 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (Commission File Number) 54-1280

FMBM / F & M Bank Corp. 10-Q Quarterly Report PRIMARY DOCUMENT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q [X] Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2019. [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F & M BANK CORP. Virginia 54-1280811 (State or Other Juri

F & M Bank Corp.---News and Financials F & M BANK CORP. ANNOUNCES FIRST QUARTER EARNINGS AND DIVIDEND

EX-99.1 2 fmbmex991.htm PRESS RELEASE Exhibit 99.1 F & M Bank Corp.-News and Financials F & M BANK CORP. ANNOUNCES FIRST QUARTER EARNINGS AND DIVIDEND CONTACT: Neil Hayslett, EVP/Chief Operating Officer 540-896-8941 or [email protected] TIMBERVILLE, VA—April 29, 2019—F & M Bank Corp. (OTCQX: FMBM), parent company of Farmers & Merchants Bank, announces its financial results for the first quart

Results of Operations and Financial Condition, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 29, 2019 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (Commission File Number) 54-12

FMBM / F & M Bank Corp. POS AM

As filed with the Securities and Exchange Commission on April 26, 2019. Registration No. 333-160715 SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-3 ON FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 F & M BANK CORP. (Exact name of registrant as specified in its charter) Virginia 6022 54-1280811 (State or other jurisdiction of inco

FMBM / F & M Bank Corp.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defin

List of Subsidiaries of the Registrant

Exhibit 21 List of Subsidiaries of the Registrant Farmers & Merchants Bank (incorporated in Virginia) VSTitle, LLC (a Virginia Limited Liability Company) TEB Life Insurance Company (incorporated in Arizona), a subsidiary of Farmers & Merchants Bank Farmers & Merchants Financial Services (incorporated in Virginia), a subsidiary of Farmers & Merchants Bank VBS Mortgage, LLC, DBA F&M Mortgage (a Virg

FMBM / F & M Bank Corp. ANNUAL REPORT (Annual Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For fiscal year ended December 31, 2018 Commission file number: 0-13273 F & M BANK CORP. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation or organization) 54-1280811 (I.R.

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A Amendment No. 1 CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 10, 2018 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (Commissi

FMBM / F & M Bank Corp. / Wellington Management Group LLP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4 )* F&M Bank Corp. (Name of Issuer) Common Stock (Title of Class of Securities) 30237P106 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedul

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2019 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commission File

F & M Bank Corp.---News and Financials F & M BANK CORP. ANNOUNCES EARNINGS & DIVIDEND

EX-99.1 2 fmbmex991.htm PRESS RELEASE Exhibit 99.1 F & M Bank Corp.-News and Financials F & M BANK CORP. ANNOUNCES EARNINGS & DIVIDEND CONTACT: Neil Hayslett, EVP/Chief Operating Officer 540-896-8941 or [email protected] TIMBERVILLE, VA—January 31, 2019—F & M Bank Corp. (OTCQX: FMBM), parent company of Farmers & Merchants Bank, announces its financial results for the fourth quarter and year e

FMBM / F & M Bank Corp. QUARTERLY REPORT (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q [X] Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2018. [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F & M BANK CORP. Virginia 54-1280811 (State or Other

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 fmbm8k.htm CURRENT REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2018 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13

F & M Bank Corp.---News and Financials F & M BANK CORP. ANNOUNCES THIRD QUARTER EARNINGS AND DIVIDEND

Exhibit 99.1 F & M Bank Corp.-News and Financials F & M BANK CORP. ANNOUNCES THIRD QUARTER EARNINGS AND DIVIDEND CONTACT: Neil Hayslett, EVP/Chief Operating Officer 540-896-8941 or [email protected] TIMBERVILLE, VA—October 25, 2018 —F & M Bank Corp. (OTCQX: FMBM), parent company of Farmers & Merchants Bank, announces its financial results for the quarter ending September 30, 2018. Selected hi

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 18, 2018 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (Commission File Number) 54-

FMBM / F & M Bank Corp. QUARTERLY REPORT (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q [X] Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2018. [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F & M BANK CORP. Virginia 54-1280811 (State or Other Juris

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2018 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (Commission File Number) 54-128

F & M Bank Corp.---News and Financials F & M BANK CORP. ANNOUNCES SECOND QUARTER EARNINGS AND DIVIDEND

Exhibit 99.1 F & M Bank Corp.-News and Financials F & M BANK CORP. ANNOUNCES SECOND QUARTER EARNINGS AND DIVIDEND CONTACT: Neil Hayslett, EVP/Chief Operating Officer 540-896-8941 or [email protected] TIMBERVILLE, VA—July 25, 2018—F & M Bank Corp. (OTCQX: FMBM), parent company of Farmers & Merchants Bank, announces its financial results for the second quarter ending June 30, 2018. Selected hig

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 28, 2018 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (Commission File Number) 54-128

Current Report

8-K 1 fmbm8k.htm CURRENT REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 15, 2018 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273

FMBM / F & M Bank Corp. QUARTERLY REPORT (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q ☑ Quarterly report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2018. ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-13273 F & M BANK CORP. Virginia 54-1280811 (State or Other Jurisdic

F & M Bank Corp.---News and Financials F & M BANK CORP. ANNOUNCES FIRST QUARTER EARNINGS

Exhibit 99.1 F & M Bank Corp.-News and Financials F & M BANK CORP. ANNOUNCES FIRST QUARTER EARNINGS CONTACT: Neil Hayslett, EVP/Chief Operating Officer 540-896-8941 or [email protected] TIMBERVILLE, VA—May 2, 2018—F & M Bank Corp. (OTCQX: FMBM), parent company of Farmers & Merchants Bank, announces its financial results for the first quarter ending March 31, 2018. Selected highlights for the

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 fmbm8k.htm CURRENT REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 2, 2018 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (

FMBM / F & M Bank Corp. DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant p Check the appropriate box: p Preliminary Proxy Statement p Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defin

FMBM / F & M Bank Corp. ANNUAL REPORT (Annual Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For fiscal year ended December 31, 2017 Commission file number: 0-13273 F & M BANK CORP. (Exact name of registrant as specified in its charter) Virginia 54-1280811 (State or other jurisdiction of incorporation or organization) (I.R.

List of Subsidiaries of the Registrant

Exhibit 21 List of Subsidiaries of the Registrant Farmers & Merchants Bank (incorporated in Virginia) VST Title, LLC (a Virginia Limited Liability Company) TEB Life Insurance Company (incorporated in Arizona), a subsidiary of Farmers & Merchants Bank Farmers & Merchants Financial Services (incorporated in Virginia), a subsidiary of Farmers & Merchants Bank VBS Mortgage, LLC (a Virginia Limited Lia

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 1, 2018 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (Commission File Number) 54-128

Financial Statements and Exhibits, Other Events

8-K 1 fmbm8k.htm CURRENT REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 19, 2018 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-1

F & M Bank Corp. Announces Special Dividend

Blueprint Exhibit 99.1 F & M Bank Corp. Announces Special Dividend TIMBERVILLE, VA / ACCESSWIRE / February 19, 2018 / F & M Bank Corp. (OTCQX: FMBM), parent company of Farmers & Merchants Bank, announces a special dividend. Mark Hanna, President, commented, "On February 14, 2018, our Board of Directors declared a special dividend of $.20 per share, due to the Tax Cuts & Jobs Act enacted in Decembe

EX-99.1

Untitled Document Exhibit 99.1

Financial Statements and Exhibits, Other Events

Blueprint UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 8, 2018 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia (State or other jurisdiction of incorporation) 000-13273 (Commission File N

FMBM / F & M Bank Corp. / Wellington Management Group LLP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3 )* F&M Bank Corp. (Name of Issuer) Common Stock (Title of Class of Securities) 30237P106 (CUSIP Number) December 29, 2017 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedul

FMBM / F & M Bank Corp. / Ithan Creek Master Investors (Cayman), L.P. - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3 )* F&M Bank Corp. (Name of Issuer) Common Stock (Title of Class of Securities) 30237P106 (CUSIP Number) December 29, 2017 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedul

Financial Statements and Exhibits, Results of Operations and Financial Condition

Blueprint UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 2, 2018 F & M Bank Corp. (Exact name of registrant as specified in its charter) Virginia 000-13273 54-1280811 (State or other jurisdiction of incorporation) (Commis

F & M Bank Corp.---News and Financials F & M BANK CORP. ANNOUNCES EARNINGS

Blueprint Exhibit 99.1 F & M Bank Corp.-News and Financials F & M BANK CORP. ANNOUNCES EARNINGS CONTACT: Neil Hayslett, EVP/Chief Administrative Officer 540-896-8941 or [email protected] TIMBERVILLE, VA?February 2, 2018?F & M Bank Corp. (OTCQX: FMBM), parent company of Farmers & Merchants Bank, announces its financial results for the fourth quarter and year ending December 31, 2017. Selected